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Single Family ResidenceResidential
$1,039,348$299 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $385,000 on Oct 3, 2013

20 COTTAGE LN

SPRINGFIELD, NJ 07081
0
Baths
3,478 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$969K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Oct 3, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,673 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$774,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$227,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$546,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$774,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$774,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Florence M. Gaudineer Middle SchoolB+
Middle · Grades 6–8 · 0.1 mi
H
Jonathan Dayton High SchoolC
High · Grades 9–12 · 0.5 mi
E
Edward V. Walton Early Childhood CenterA-
Elementary · Grades PK–2 · 0.7 mi

District: Springfield Township School District

Neighborhood · ZIP 07081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.17,594
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,945
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Springfield 07081
  • Costs less per square foot than 87% of homes in Springfield 07081
  • Bigger than 94% of homes in Springfield 07081
  • Has a bigger lot than 82% of homes in Springfield 07081
  • Newer than 66% of homes in Union County

What homes are worth in Springfield 07081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$1.3M

This home is worth more than 93% of homes in Springfield 07081.

How it measures up in Springfield 07081

The dot is this home. The mark in the middle is the typical home in Springfield 07081.

Estimated value$1,039,348
CheaperTypical $665,900Pricier

Pricier than 93% of homes nearby

Price per ft²$299
CheaperTypical $374Pricier

Pricier than 13% of homes nearby

Living area3,478 ft²
SmallerTypical 1,822 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.29 ac
SmallerTypical 0.19 acBigger

Bigger than 82% of homes nearby

Year built1956
OlderTypical 1956Newer

Newer than 50% of homes nearby

How 20 Cottage Ln ranks against every home in each area.
MeasureThis homeSpringfield 07081Union County
Estimated valuepricier than$1,039,34893% of homes85% of homes
Price per ft²pricier than$29913% of homes15% of homes
Living areabigger than3,478 ft²94% of homes93% of homes
Lot sizebigger than0.29 ac82% of homes81% of homes
Year builtnewer than195650% of homes66% of homes

About 20 Cottage Ln

How much is 20 Cottage Ln, Springfield, NJ worth?

The TopHap Estimate for 20 Cottage Ln, Springfield, NJ is $1,039,348 as of Sep 24, 2026. The likely range is $969,445 to $1,109,251. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Cottage Ln, Springfield, NJ last sell?

20 Cottage Ln, Springfield, NJ last sold on Oct 3, 2013 for $385,000, according to the county's recorded deed.

How big is 20 Cottage Ln, Springfield, NJ?

20 Cottage Ln, Springfield, NJ has 3,478 square feet of living space and a 0.28-acre lot.

When was 20 Cottage Ln, Springfield, NJ built?

20 Cottage Ln, Springfield, NJ was built in 1956, making it 70 years old. It is a cape cod home. The building has 1 story.

What schools serve 20 Cottage Ln, Springfield, NJ?

20 Cottage Ln, Springfield, NJ is assigned to Florence M. Gaudineer Middle School (middle), rated B+; Jonathan Dayton High School (high), rated C; Edward V. Walton Early Childhood Center (elementary), rated A-. All sit in Springfield Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Cottage Ln, Springfield, NJ compare to other homes in Springfield 07081?

Among the 4,924 homes in Springfield 07081, it is worth more than 93% of them ($1,039,348 against a typical $665,900), its price per square foot is higher than 13% of them ($299 against a typical $374), it is bigger than 94% of them (3,478 ft² against a typical 1,822 ft²), its lot is bigger than 82% of them (0.29 ac against a typical 0.19 ac) and it is newer than 50% of them (1956 against a typical 1956). Measured against all of Union County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Cottage Ln, Springfield, NJ?

The 2025 property tax bill for 20 Cottage Ln, Springfield, NJ was $18,673. The county assessed it at $774,500.

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