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Single Family ResidenceResidential
$343,214$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $268,000 on Jan 23, 2024

20 COTTAGE ST

WEST HAVEN, CT 06516
3
Beds
1
Baths
1,424 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$343K
$319K low$367K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$268,000 · Jan 23, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,572 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,330 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,980
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.86 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Savin Rock Community SchoolB
Elementary · Grades KG–4 · 0.1 mi
H
West Haven High SchoolD+
High · Grades 9–12 · 0.9 mi
M
Harry M. Bailey Middle SchoolC
Middle · Grades 7–8 · 2.0 mi

District: West Haven School District

Neighborhood · ZIP 06516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.54,120
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,531 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,709
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in South Central Connecticut County
  • Costs less per square foot than 75% of homes in South Central Connecticut County
  • Has a smaller lot than 97% of homes in West Haven 06516
  • Older than 84% of homes in South Central Connecticut County

What homes are worth in West Haven 06516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$610K

This home is worth more than 42% of homes in West Haven 06516.

How it measures up in West Haven 06516

The dot is this home. The mark in the middle is the typical home in West Haven 06516.

Estimated value$343,214
CheaperTypical $358,963Pricier

Pricier than 42% of homes nearby

Price per ft²$241
CheaperTypical $282Pricier

Pricier than 27% of homes nearby

Living area1,424 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 63% of homes nearby

Lot size3,485 ft²
SmallerTypical 0.17 acBigger

Bigger than 3% of homes nearby

Year built1920
OlderTypical 1955Newer

Newer than 18% of homes nearby

How 20 Cottage St ranks against every home in each area.
MeasureThis homeWest Haven CenterWest Haven 06516South Central Connecticut County
Estimated valuepricier than$343,21458% of homes42% of homes26% of homes
Price per ft²pricier than$24139% of homes27% of homes25% of homes
Living areabigger than1,424 ft²53% of homes63% of homes44% of homes
Lot sizebigger than3,485 ft²4% of homes3% of homes4% of homes
Year builtnewer than192033% of homes18% of homes16% of homes

About 20 Cottage St

How much is 20 Cottage St, West Haven, CT worth?

The TopHap Estimate for 20 Cottage St, West Haven, CT is $343,214 as of Sep 24, 2026. The likely range is $318,931 to $367,497. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Cottage St, West Haven, CT last sell?

20 Cottage St, West Haven, CT last sold on Jan 23, 2024 for $268,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 20 Cottage St, West Haven, CT?

20 Cottage St, West Haven, CT has 3 bedrooms, 1 bathrooms, 1,424 square feet of living space and a 0.08-acre lot.

When was 20 Cottage St, West Haven, CT built?

20 Cottage St, West Haven, CT was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 20 Cottage St, West Haven, CT?

20 Cottage St, West Haven, CT is assigned to Savin Rock Community School (elementary), rated B; West Haven High School (high), rated D+; Harry M. Bailey Middle School (middle), rated C. All sit in West Haven School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Cottage St, West Haven, CT compare to other homes in West Haven 06516?

Among the 14,661 homes in West Haven 06516, it is worth more than 42% of them ($343,214 against a typical $358,963), its price per square foot is higher than 27% of them ($241 against a typical $282), it is bigger than 63% of them (1,424 ft² against a typical 1,288 ft²), its lot is bigger than 3% of them (3,485 ft² against a typical 0.17 ac) and it is newer than 18% of them (1920 against a typical 1955). Measured against all of South Central Connecticut County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Cottage St, West Haven, CT?

The 2025 property tax bill for 20 Cottage St, West Haven, CT was $6,572. The county assessed it at $190,330.

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