Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$481,334$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 COTTON LN

HOLLY SPRINGS, MS 38635
3 / 1
Baths
3,284 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.

Valuation

$481K
$439K low$523K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,877 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,867 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,867
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarshall
Lot (acres)The size of the land the home sits on, from county records.7.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holly Springs Primary SchoolB
Elementary · Grades PK–3 · 1.6 mi
H
Holly Springs High SchoolB-
High · Grades 9–12 · 1.9 mi
M
Holly Springs Junior High SchoolD
Middle · Grades 7–8 · 1.9 mi

District: Holly Springs School District

Neighborhood · ZIP 38635These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.15,334
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,798
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Cotton Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Holly Springs 38635
  • Bigger than 96% of homes in Holly Springs 38635
  • Has a bigger lot than 82% of homes in Marshall County
  • Newer than 77% of homes in Holly Springs 38635

What homes are worth in Holly Springs 38635

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$589K

This home is worth more than 96% of homes in Holly Springs 38635.

How it measures up in Holly Springs 38635

The dot is this home. The mark in the middle is the typical home in Holly Springs 38635.

Estimated value$481,334
CheaperTypical $166,332Pricier

Pricier than 96% of homes nearby

Price per ft²$147
CheaperTypical $133Pricier

Pricier than 64% of homes nearby

Living area3,284 ft²
SmallerTypical 1,360 ft²Bigger

Bigger than 96% of homes nearby

Lot size7.1 ac
SmallerTypical 2 acBigger

Bigger than 78% of homes nearby

Year built2001
OlderTypical 1984Newer

Newer than 77% of homes nearby

How 20 Cotton Ln ranks against every home in each area.
MeasureThis homeHolly Springs 38635Marshall County
Estimated valuepricier than$481,33496% of homes96% of homes
Price per ft²pricier than$14764% of homes50% of homes
Living areabigger than3,284 ft²96% of homes96% of homes
Lot sizebigger than7.1 ac78% of homes82% of homes
Year builtnewer than200177% of homes70% of homes

About 20 Cotton Ln

How much is 20 Cotton Ln, Holly Springs, MS worth?

The TopHap Estimate for 20 Cotton Ln, Holly Springs, MS is $481,334 as of Aug 30, 2026. The likely range is $439,346 to $523,322. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 Cotton Ln, Holly Springs, MS?

20 Cotton Ln, Holly Springs, MS has 3 bathrooms, 3,284 square feet of living space and a 7.10-acre lot.

When was 20 Cotton Ln, Holly Springs, MS built?

20 Cotton Ln, Holly Springs, MS was built in 2001, making it 25 years old.

What schools serve 20 Cotton Ln, Holly Springs, MS?

20 Cotton Ln, Holly Springs, MS is assigned to Holly Springs Primary School (elementary), rated B; Holly Springs High School (high), rated B-; Holly Springs Junior High School (middle), rated D. All sit in Holly Springs School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Cotton Ln, Holly Springs, MS compare to other homes in Holly Springs 38635?

Among the 7,130 homes in Holly Springs 38635, it is worth more than 96% of them ($481,334 against a typical $166,332), its price per square foot is higher than 64% of them ($147 against a typical $133), it is bigger than 96% of them (3,284 ft² against a typical 1,360 ft²), its lot is bigger than 78% of them (7.1 ac against a typical 2 ac) and it is newer than 77% of them (2001 against a typical 1984). Measured against all of Marshall County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Cotton Ln, Holly Springs, MS?

The 2025 property tax bill for 20 Cotton Ln, Holly Springs, MS was $4,877. The county assessed it at $37,867.

More homes on Cotton Ln

Closest homes

More homes in Holly Springs 38635

Assigned schools

Explore the area

See this home in context

Open 20 Cotton Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map