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Single Family ResidenceResidential
$908,580$544 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $845,000 on Aug 16, 2021

20 COTTON ST

ROSLINDALE, MA 02131
4
Beds
1.5
Baths
1,670 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1914
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$909K
$860K low$958K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$845,000 · Aug 16, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$218,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,864
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$690,000
FAIRWAY INDEPENDENT MORTGAGE CORP · P · recorded Aug 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,750 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$842,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$307,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$534,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,039,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charles Sumner Elementary SchoolD+
Elementary · Grades PK–5 · 0.3 mi
M
Washington Irving Middle School
Middle · Grades 6–8 · 0.6 mi
H
Margarita Muniz AcademyC-
High · Grades 9–12 · 1.4 mi

District: Boston School District

Neighborhood · ZIP 02131These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.29,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10,044 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,779
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,833
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Cotton St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Roslindale 02131
  • Costs more per square foot than 67% of homes in Roslindale 02131
  • Has a bigger lot than 73% of homes in Suffolk County
  • Older than 65% of homes in Roslindale 02131

What homes are worth in Roslindale 02131

Each bar is how many homes fall in that price range. The marker is this home.

This home
$331K$1.2M

This home is worth more than 86% of homes in Roslindale 02131.

How it measures up in Roslindale 02131

The dot is this home. The mark in the middle is the typical home in Roslindale 02131.

Estimated value$908,580
CheaperTypical $695,873Pricier

Pricier than 86% of homes nearby

Price per ft²$544
CheaperTypical $501Pricier

Pricier than 67% of homes nearby

Living area1,670 ft²
SmallerTypical 1,658 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 51% of homes nearby

Year built1914
OlderTypical 1920Newer

Newer than 35% of homes nearby

How 20 Cotton St ranks against every home in each area.
MeasureThis homeRoslindale 02131Suffolk County
Estimated valuepricier than$908,58086% of homes70% of homes
Price per ft²pricier than$54467% of homes38% of homes
Living areabigger than1,670 ft²51% of homes57% of homes
Lot sizebigger than0.11 ac51% of homes73% of homes
Year builtnewer than191435% of homes46% of homes

About 20 Cotton St

How much is 20 Cotton St, Roslindale, MA worth?

The TopHap Estimate for 20 Cotton St, Roslindale, MA is $908,580 as of Jul 14, 2026. The likely range is $859,518 to $957,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Cotton St, Roslindale, MA last sell?

20 Cotton St, Roslindale, MA last sold on Aug 16, 2021 for $845,000, according to the county's recorded deed.

How big is 20 Cotton St, Roslindale, MA?

20 Cotton St, Roslindale, MA has 4 bedrooms, 1.5 bathrooms, 1,670 square feet of living space and a 0.11-acre lot.

When was 20 Cotton St, Roslindale, MA built?

20 Cotton St, Roslindale, MA was built in 1914, making it 112 years old. It is a colonial home. The building has 2 stories.

What schools serve 20 Cotton St, Roslindale, MA?

20 Cotton St, Roslindale, MA is assigned to Charles Sumner Elementary School (elementary), rated D+; Washington Irving Middle School (middle); Margarita Muniz Academy (high), rated C-. All sit in Boston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Cotton St, Roslindale, MA compare to other homes in Roslindale 02131?

Among the 7,665 homes in Roslindale 02131, it is worth more than 86% of them ($908,580 against a typical $695,873), its price per square foot is higher than 67% of them ($544 against a typical $501), it is bigger than 51% of them (1,670 ft² against a typical 1,658 ft²), its lot is bigger than 51% of them (0.11 ac against a typical 0.11 ac) and it is newer than 35% of them (1914 against a typical 1920). Measured against all of Suffolk County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Cotton St, Roslindale, MA?

The 2025 property tax bill for 20 Cotton St, Roslindale, MA was $9,750. The county assessed it at $842,000.

More homes on Cotton St

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Assigned schools

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