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Single Family ResidenceResidential
$271,203$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Oct 10, 2014

20 DERBY AVE

POINT ROBERTS, WA 98281
3
Beds
1
Baths
1,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$271K
$233K low$310K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Oct 10, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$271,203
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,962

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,348 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$306,595 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,025
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$202,570
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$306,595

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
1
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
1
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhatcom
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 288 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Point Roberts Primary School
Elementary · Grades KG–2 · 0.8 mi
M
Blaine Middle SchoolB+
Middle · Grades 6–8 · 13.8 mi
H
Blaine High SchoolB-
High · Grades 9–12 · 13.8 mi

District: Blaine School District

Neighborhood · ZIP 98281These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.197
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.218

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.25%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,394
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,365
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Derby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Whatcom County
  • Costs less per square foot than 96% of homes in Whatcom County
  • Bigger than 66% of homes in Point Roberts 98281
  • Older than 75% of homes in Whatcom County

What homes are worth in Point Roberts 98281

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$1.4M

This home is worth more than 26% of homes in Point Roberts 98281.

How it measures up in Point Roberts 98281

The dot is this home. The mark in the middle is the typical home in Point Roberts 98281.

Estimated value$271,203
CheaperTypical $375,745Pricier

Pricier than 26% of homes nearby

Price per ft²$205
CheaperTypical $345Pricier

Pricier than 5% of homes nearby

Living area1,325 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 66% of homes nearby

Year built1970
OlderTypical 1975Newer

Newer than 42% of homes nearby

How 20 Derby Ave ranks against every home in each area.
MeasureThis homePoint Roberts 98281Whatcom County
Estimated valuepricier than$271,20326% of homes6% of homes
Price per ft²pricier than$2055% of homes4% of homes
Living areabigger than1,325 ft²66% of homes39% of homes
Year builtnewer than197042% of homes25% of homes

About 20 Derby Ave

How much is 20 Derby Ave, Point Roberts, WA worth?

The TopHap Estimate for 20 Derby Ave, Point Roberts, WA is $271,203 as of Jul 14, 2026. The likely range is $232,609 to $309,797. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Derby Ave, Point Roberts, WA last sell?

20 Derby Ave, Point Roberts, WA last sold on Oct 10, 2014 for $170,000, according to the county's recorded deed.

How big is 20 Derby Ave, Point Roberts, WA?

20 Derby Ave, Point Roberts, WA has 3 bedrooms, 1 bathrooms and 1,325 square feet of living space.

When was 20 Derby Ave, Point Roberts, WA built?

20 Derby Ave, Point Roberts, WA was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 20 Derby Ave, Point Roberts, WA?

20 Derby Ave, Point Roberts, WA is assigned to Point Roberts Primary School (elementary); Blaine Middle School (middle), rated B+; Blaine High School (high), rated B-. All sit in Blaine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Derby Ave, Point Roberts, WA compare to other homes in Point Roberts 98281?

Among the 2,373 homes in Point Roberts 98281, it is worth more than 26% of them ($271,203 against a typical $375,745), its price per square foot is higher than 5% of them ($205 against a typical $345), it is bigger than 66% of them (1,325 ft² against a typical 1,056 ft²) and it is newer than 42% of them (1970 against a typical 1975). Measured against all of Whatcom County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Derby Ave, Point Roberts, WA?

The 2024 property tax bill for 20 Derby Ave, Point Roberts, WA was $2,348. The county assessed it at $306,595.

Closest homes

More homes in Point Roberts 98281

Assigned schools

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