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Duplex (2 Units, Any Combination)Residential
Last sold for $457,700 on May 28, 2026

20 GAY TER

WEST SPRINGFIELD, MA 01089
5
Beds
2.5
Baths
2,082 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1877
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$457,700 · May 28, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,110 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Philip G. Coburn Elementary SchoolC+
Elementary · Grades KG–5 · 0.4 mi
H
West Springfield High SchoolC+
High · Grades 9–12 · 1.0 mi
M
West Springfield Middle SchoolD+
Middle · Grades 6–8 · 1.4 mi

District: West Springfield School District

Neighborhood · ZIP 01089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.28,931
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,665 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,562
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,574
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Gay Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 76% of homes in West Springfield 01089
  • Has a bigger lot than 65% of homes in West Springfield 01089
  • Among the oldest homes in West Springfield 01089

How it measures up in West Springfield 01089

The dot is this home. The mark in the middle is the typical home in West Springfield 01089.

Living area2,082 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.4 ac
SmallerTypical 0.31 acBigger

Bigger than 65% of homes nearby

Year built1877
OlderTypical 1953Newer

Older than almost all homes nearby

How 20 Gay Ter ranks against every home in each area.
MeasureThis homeWest Springfield 01089Hampden County
Living areabigger than2,082 ft²76% of homes74% of homes
Lot sizebigger than0.4 ac65% of homes61% of homes
Year builtnewer than1877almost no homes2% of homes

About 20 Gay Ter

When did 20 Gay Ter, West Springfield, MA last sell?

20 Gay Ter, West Springfield, MA last sold on May 28, 2026 for $457,700, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Gay Ter, West Springfield, MA?

20 Gay Ter, West Springfield, MA has 5 bedrooms, 2.5 bathrooms, 2,082 square feet of living space and a 0.40-acre lot.

When was 20 Gay Ter, West Springfield, MA built?

20 Gay Ter, West Springfield, MA was built in 1877, making it 149 years old. The building has 2 stories.

What schools serve 20 Gay Ter, West Springfield, MA?

20 Gay Ter, West Springfield, MA is assigned to Philip G. Coburn Elementary School (elementary), rated C+; West Springfield High School (high), rated C+; West Springfield Middle School (middle), rated D+. All sit in West Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Gay Ter, West Springfield, MA compare to other homes in West Springfield 01089?

Among the 8,208 homes in West Springfield 01089, it is bigger than 76% of them (2,082 ft² against a typical 1,539 ft²), its lot is bigger than 65% of them (0.4 ac against a typical 0.31 ac) and it is newer than almost none of them (1877 against a typical 1953). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Gay Ter, West Springfield, MA?

The 2025 property tax bill for 20 Gay Ter, West Springfield, MA was $4,110. The county assessed it at $276,400.

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