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Residential (General/Single)Residential
$622,349$579 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $536,000 on Dec 5, 2023

20 GERTZEN RD

RAMSEY, NJ 07446
0
Baths
1,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$622K
$590K low$655K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$536,000 · Dec 5, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,151 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$494,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$297,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$493,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$494,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tisdale Elementary SchoolA+
Elementary · Grades PK–3 · 0.7 mi
H
Ramsey High SchoolA
High · Grades 9–12 · 0.9 mi
M
Smith Middle SchoolB+
Middle · Grades 6–8 · 1.3 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Gertzen Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Ramsey 07446
  • Costs more per square foot than 95% of homes in Ramsey 07446
  • Smaller than 92% of homes in Bergen County
  • Has a bigger lot than 83% of homes in Bergen County
  • Older than 91% of homes in Ramsey 07446

What homes are worth in Ramsey 07446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$1.8M

This home is worth more than 21% of homes in Ramsey 07446.

How it measures up in Ramsey 07446

The dot is this home. The mark in the middle is the typical home in Ramsey 07446.

Estimated value$622,349
CheaperTypical $875,228Pricier

Pricier than 21% of homes nearby

Price per ft²$579
CheaperTypical $440Pricier

Pricier than 95% of homes nearby

Living area1,075 ft²
SmallerTypical 1,992 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.43 ac
SmallerTypical 0.29 acBigger

Bigger than 72% of homes nearby

Year built1926
OlderTypical 1964Newer

Newer than 9% of homes nearby

How 20 Gertzen Rd ranks against every home in each area.
MeasureThis homeRamsey 07446Bergen County
Estimated valuepricier than$622,34921% of homes25% of homes
Price per ft²pricier than$57995% of homes90% of homes
Living areabigger than1,075 ft²12% of homes8% of homes
Lot sizebigger than0.43 ac72% of homes83% of homes
Year builtnewer than19269% of homes17% of homes

About 20 Gertzen Rd

How much is 20 Gertzen Rd, Ramsey, NJ worth?

The TopHap Estimate for 20 Gertzen Rd, Ramsey, NJ is $622,349 as of Sep 24, 2026. The likely range is $589,862 to $654,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Gertzen Rd, Ramsey, NJ last sell?

20 Gertzen Rd, Ramsey, NJ last sold on Dec 5, 2023 for $536,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Gertzen Rd, Ramsey, NJ?

20 Gertzen Rd, Ramsey, NJ has 1,075 square feet of living space and a 0.43-acre lot.

When was 20 Gertzen Rd, Ramsey, NJ built?

20 Gertzen Rd, Ramsey, NJ was built in 1926, making it 100 years old. The building has 1 story.

What schools serve 20 Gertzen Rd, Ramsey, NJ?

20 Gertzen Rd, Ramsey, NJ is assigned to Tisdale Elementary School (elementary), rated A+; Ramsey High School (high), rated A; Smith Middle School (middle), rated B+. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Gertzen Rd, Ramsey, NJ compare to other homes in Ramsey 07446?

Among the 5,199 homes in Ramsey 07446, it is worth more than 21% of them ($622,349 against a typical $875,228), its price per square foot is higher than 95% of them ($579 against a typical $440), it is bigger than 12% of them (1,075 ft² against a typical 1,992 ft²), its lot is bigger than 72% of them (0.43 ac against a typical 0.29 ac) and it is newer than 9% of them (1926 against a typical 1964). Measured against all of Bergen County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Gertzen Rd, Ramsey, NJ?

The 2025 property tax bill for 20 Gertzen Rd, Ramsey, NJ was $10,151. The county assessed it at $494,800.

More homes on Gertzen Rd

Closest homes

More homes in Ramsey 07446

Assigned schools

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