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Duplex (2 Units, Any Combination)Residential

20 GRAY ST

WATERVILLE, ME 04901
2
Beds
2
Baths
1,644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,247 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterville Senior High SchoolC
High · Grades 9–12 · 0.7 mi
M
Waterville Junior High SchoolC+
Middle · Grades 6–8 · 1.5 mi
E
George J Mitchell SchoolD+
Elementary · Grades PK–3 · 1.6 mi

District: Waterville

Neighborhood · ZIP 04901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,846
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Gray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Kennebec County
  • Has a smaller lot than 98% of homes in Kennebec County
  • Older than 94% of homes in Waterville 04901

How it measures up in Waterville 04901

The dot is this home. The mark in the middle is the typical home in Waterville 04901.

Living area1,644 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 63% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.31 acBigger

Bigger than 7% of homes nearby

Year built1890
OlderTypical 1958Newer

Newer than 6% of homes nearby

How 20 Gray St ranks against every home in each area.
MeasureThis homeWaterville 04901Kennebec County
Living areabigger than1,644 ft²63% of homes68% of homes
Lot sizebigger than3,920 ft²7% of homes2% of homes
Year builtnewer than18906% of homes9% of homes

About 20 Gray St

When did 20 Gray St, Waterville, ME last sell?

20 Gray St, Waterville, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Gray St, Waterville, ME?

20 Gray St, Waterville, ME has 2 bedrooms, 2 bathrooms, 1,644 square feet of living space and a 0.09-acre lot.

When was 20 Gray St, Waterville, ME built?

20 Gray St, Waterville, ME was built in 1890, making it 136 years old. The building has 2 stories.

What schools serve 20 Gray St, Waterville, ME?

20 Gray St, Waterville, ME is assigned to Waterville Senior High School (high), rated C; Waterville Junior High School (middle), rated C+; George J Mitchell School (elementary), rated D+. All sit in Waterville. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Gray St, Waterville, ME compare to other homes in Waterville 04901?

Among the 8,740 homes in Waterville 04901, it is bigger than 63% of them (1,644 ft² against a typical 1,416 ft²), its lot is bigger than 7% of them (3,920 ft² against a typical 0.31 ac) and it is newer than 6% of them (1890 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Gray St, Waterville, ME?

The 2025 property tax bill for 20 Gray St, Waterville, ME was $2,247. The county assessed it at $132,200.

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