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Single Family ResidenceResidential
$235,426$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $10,000 on Dec 2, 1997

20 HARBOR DR

SAINT CHARLES, MO 63301
2
Beds
2
Baths
1,110 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$235K
$226K low$245K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · Dec 2, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$285 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$285
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. CHARLES
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 981 ft²Porch · 210 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Peters Elementary School
Elementary · Grades KG–2 · 5.1 mi
H
Fort Zumwalt East High SchoolA
High · Grades 9–12 · 5.2 mi
M
DuBray Middle SchoolA+
Middle · Grades 6–8 · 5.8 mi

District: Fort Zumwalt R-Ii School District

Neighborhood · ZIP 63301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.53,106
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.552 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,805
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in St. Charles County
  • Costs more per square foot than 75% of homes in Saint Charles 63301
  • Smaller than 91% of homes in St. Charles County
  • Has a smaller lot than 80% of homes in St. Charles County
  • Older than 91% of homes in St. Charles County

What homes are worth in Saint Charles 63301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$645K

This home is worth more than 19% of homes in Saint Charles 63301.

How it measures up in Saint Charles 63301

The dot is this home. The mark in the middle is the typical home in Saint Charles 63301.

Estimated value$235,426
CheaperTypical $306,217Pricier

Pricier than 19% of homes nearby

Price per ft²$212
CheaperTypical $184Pricier

Pricier than 75% of homes nearby

Living area1,110 ft²
SmallerTypical 1,709 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.15 ac
SmallerTypical 0.19 acBigger

Bigger than 33% of homes nearby

Year built1965
OlderTypical 1972Newer

Newer than 33% of homes nearby

How 20 Harbor Dr ranks against every home in each area.
MeasureThis homeSaint Charles 63301St. Charles County
Estimated valuepricier than$235,42619% of homes10% of homes
Price per ft²pricier than$21275% of homes72% of homes
Living areabigger than1,110 ft²15% of homes9% of homes
Lot sizebigger than0.15 ac33% of homes20% of homes
Year builtnewer than196533% of homes9% of homes

About 20 Harbor Dr

How much is 20 Harbor Dr, Saint Charles, MO worth?

The TopHap Estimate for 20 Harbor Dr, Saint Charles, MO is $235,426 as of Sep 24, 2026. The likely range is $226,124 to $244,728. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Harbor Dr, Saint Charles, MO last sell?

20 Harbor Dr, Saint Charles, MO last sold on Dec 2, 1997 for $10,000, according to the county's recorded deed.

How big is 20 Harbor Dr, Saint Charles, MO?

20 Harbor Dr, Saint Charles, MO has 2 bedrooms, 2 bathrooms, 1,110 square feet of living space and a 0.15-acre lot.

When was 20 Harbor Dr, Saint Charles, MO built?

20 Harbor Dr, Saint Charles, MO was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 20 Harbor Dr, Saint Charles, MO?

20 Harbor Dr, Saint Charles, MO is assigned to St. Peters Elementary School (elementary); Fort Zumwalt East High School (high), rated A; DuBray Middle School (middle), rated A+. All sit in Fort Zumwalt R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Harbor Dr, Saint Charles, MO compare to other homes in Saint Charles 63301?

Among the 18,974 homes in Saint Charles 63301, it is worth more than 19% of them ($235,426 against a typical $306,217), its price per square foot is higher than 75% of them ($212 against a typical $184), it is bigger than 15% of them (1,110 ft² against a typical 1,709 ft²), its lot is bigger than 33% of them (0.15 ac against a typical 0.19 ac) and it is newer than 33% of them (1965 against a typical 1972). Measured against all of St. Charles County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Harbor Dr, Saint Charles, MO?

The 2025 property tax bill for 20 Harbor Dr, Saint Charles, MO was $17. The county assessed it at $285.

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