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Single Family ResidentialResidential
$1,002,759$995 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $925,000 on Oct 23, 2024

20 HARBOR RD

NAPLES, ME 04055
4
Beds
2
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$758K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$925,000 · Oct 23, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,574 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$481,499 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$318,312
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$163,187

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Songo Locks School
Elementary · Grades KG–5 · 2.9 mi
H
Lake Region High SchoolC-
High · Grades 9–12 · 5.0 mi
M
Lake Region Middle SchoolC-
Middle · Grades 6–8 · 5.3 mi

District: School Administrative District 61

Neighborhood · ZIP 04055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.175
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.56%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,009
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,204
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Harbor Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Naples 04055
  • Costs more per square foot than 98% of homes in Cumberland County
  • Smaller than 81% of homes in Cumberland County
  • Has a smaller lot than 89% of homes in Naples 04055
  • Older than 65% of homes in Naples 04055

What homes are worth in Naples 04055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$1.2M

This home is worth more than 97% of homes in Naples 04055.

How it measures up in Naples 04055

The dot is this home. The mark in the middle is the typical home in Naples 04055.

Estimated value$1,002,759
CheaperTypical $412,237Pricier

Pricier than 97% of homes nearby

Price per ft²$995
CheaperTypical $439Pricier

Pricier than 93% of homes nearby

Living area1,008 ft²
SmallerTypical 972 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.41 ac
SmallerTypical 1.18 acBigger

Bigger than 11% of homes nearby

Year built1974
OlderTypical 1996Newer

Newer than 35% of homes nearby

How 20 Harbor Rd ranks against every home in each area.
MeasureThis homeNaples 04055Cumberland County
Estimated valuepricier than$1,002,75997% of homes86% of homes
Price per ft²pricier than$99593% of homes98% of homes
Living areabigger than1,008 ft²55% of homes19% of homes
Lot sizebigger than0.41 ac11% of homes41% of homes
Year builtnewer than197435% of homes46% of homes

About 20 Harbor Rd

How much is 20 Harbor Rd, Naples, ME worth?

The TopHap Estimate for 20 Harbor Rd, Naples, ME is $1,002,759 as of Aug 30, 2026. The likely range is $757,897 to $1,247,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Harbor Rd, Naples, ME last sell?

20 Harbor Rd, Naples, ME last sold on Oct 23, 2024 for $925,000, according to the county's recorded deed.

How big is 20 Harbor Rd, Naples, ME?

20 Harbor Rd, Naples, ME has 4 bedrooms, 2 bathrooms, 1,008 square feet of living space and a 0.41-acre lot.

When was 20 Harbor Rd, Naples, ME built?

20 Harbor Rd, Naples, ME was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 20 Harbor Rd, Naples, ME?

20 Harbor Rd, Naples, ME is assigned to Songo Locks School (elementary); Lake Region High School (high), rated C-; Lake Region Middle School (middle), rated C-. All sit in School Administrative District 61. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Harbor Rd, Naples, ME compare to other homes in Naples 04055?

Among the 950 homes in Naples 04055, it is worth more than 97% of them ($1,002,759 against a typical $412,237), its price per square foot is higher than 93% of them ($995 against a typical $439), it is bigger than 55% of them (1,008 ft² against a typical 972 ft²), its lot is bigger than 11% of them (0.41 ac against a typical 1.18 ac) and it is newer than 35% of them (1974 against a typical 1996). Measured against all of Cumberland County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Harbor Rd, Naples, ME?

The 2025 property tax bill for 20 Harbor Rd, Naples, ME was $4,574. The county assessed it at $481,499.

More homes on Harbor Rd

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Assigned schools

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