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Single Family ResidenceResidential
$554,427$433 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $334,000 on Apr 29, 2005

20 HARVARD AVE

SAUGUS, MA 01906
2
Beds
1
Baths
1,281 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,123 ft²
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$554K
$519K low$590K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$334,000 · Apr 29, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,441 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$522,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$303,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$492,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$595,221

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.79%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Veterans Early Learning CenterC
Elementary · Grades PK–1 · 1.0 mi
M
Saugus Middle SchoolD+
Middle · Grades 6–8 · 1.6 mi
H
Saugus High SchoolD+
High · Grades 9–12 · 2.0 mi

District: Saugus School District

Neighborhood · ZIP 01906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,549
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,506 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,719
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Harvard Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Saugus 01906
  • Costs more per square foot than 65% of homes in Saugus 01906
  • Smaller than 77% of homes in Saugus 01906
  • Among the smallest lots in Saugus 01906

What homes are worth in Saugus 01906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$341K$1.3M

This home is worth more than 19% of homes in Saugus 01906.

How it measures up in Saugus 01906

The dot is this home. The mark in the middle is the typical home in Saugus 01906.

Estimated value$554,427
CheaperTypical $644,153Pricier

Pricier than 19% of homes nearby

Price per ft²$433
CheaperTypical $397Pricier

Pricier than 65% of homes nearby

Living area1,281 ft²
SmallerTypical 1,719 ft²Bigger

Bigger than 23% of homes nearby

Lot size3,123 ft²
SmallerTypical 0.23 acBigger

Smaller than almost all homes nearby

Year built1945
OlderTypical 1956Newer

Newer than 39% of homes nearby

How 20 Harvard Ave ranks against every home in each area.
MeasureThis homeSaugus 01906Essex County
Estimated valuepricier than$554,42719% of homes27% of homes
Price per ft²pricier than$43365% of homes61% of homes
Living areabigger than1,281 ft²23% of homes23% of homes
Lot sizebigger than3,123 ft²almost no homes4% of homes
Year builtnewer than194539% of homes39% of homes

About 20 Harvard Ave

How much is 20 Harvard Ave, Saugus, MA worth?

The TopHap Estimate for 20 Harvard Ave, Saugus, MA is $554,427 as of Oct 21, 2026. The likely range is $519,098 to $589,756. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Harvard Ave, Saugus, MA last sell?

20 Harvard Ave, Saugus, MA last sold on Apr 29, 2005 for $334,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Harvard Ave, Saugus, MA?

20 Harvard Ave, Saugus, MA has 2 bedrooms, 1 bathrooms, 1,281 square feet of living space and a 0.07-acre lot.

When was 20 Harvard Ave, Saugus, MA built?

20 Harvard Ave, Saugus, MA was built in 1945, making it 81 years old. The building has 2 stories.

What schools serve 20 Harvard Ave, Saugus, MA?

20 Harvard Ave, Saugus, MA is assigned to Veterans Early Learning Center (elementary), rated C; Saugus Middle School (middle), rated D+; Saugus High School (high), rated D+. All sit in Saugus School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Harvard Ave, Saugus, MA compare to other homes in Saugus 01906?

Among the 8,777 homes in Saugus 01906, it is worth more than 19% of them ($554,427 against a typical $644,153), its price per square foot is higher than 65% of them ($433 against a typical $397), it is bigger than 23% of them (1,281 ft² against a typical 1,719 ft²), its lot is bigger than almost none of them (3,123 ft² against a typical 0.23 ac) and it is newer than 39% of them (1945 against a typical 1956). Measured against all of Essex County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Harvard Ave, Saugus, MA?

The 2026 property tax bill for 20 Harvard Ave, Saugus, MA was $5,441. The county assessed it at $522,200.

More homes on Harvard Ave

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