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Single Family ResidenceResidential
$69,116$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20 KEMPER ST

CHATHAM, VA 24531
2
Beds
1
Baths
980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$69K
$43K low$95K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$244 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyPITTSYLVANIA
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chatham Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
H
Chatham High SchoolB
High · Grades 9–12 · 2.6 mi
M
Chatham Middle SchoolB+
Middle · Grades 6–8 · 4.5 mi

District: Pittsylvania County Public Schools

Neighborhood · ZIP 24531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,597
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,787
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Kemper St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Pittsylvania County
  • Costs less per square foot than 95% of homes in Pittsylvania County
  • Smaller than 88% of homes in Pittsylvania County
  • Has a smaller lot than 94% of homes in Pittsylvania County
  • Older than 95% of homes in Pittsylvania County

What homes are worth in Chatham 24531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$15K$453K

This home is worth more than 33% of homes in Chatham 24531.

How it measures up in Chatham 24531

The dot is this home. The mark in the middle is the typical home in Chatham 24531.

Estimated value$69,116
CheaperTypical $116,356Pricier

Pricier than 33% of homes nearby

Price per ft²$71
CheaperTypical $131Pricier

Pricier than 9% of homes nearby

Living area980 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.25 ac
SmallerTypical 1.24 acBigger

Bigger than 9% of homes nearby

Year built1920
OlderTypical 1972Newer

Newer than 12% of homes nearby

How 20 Kemper St ranks against every home in each area.
MeasureThis homeChatham 24531Pittsylvania County
Estimated valuepricier than$69,11633% of homes31% of homes
Price per ft²pricier than$719% of homes5% of homes
Living areabigger than980 ft²14% of homes12% of homes
Lot sizebigger than0.25 ac9% of homes6% of homes
Year builtnewer than192012% of homes5% of homes

About 20 Kemper St

How much is 20 Kemper St, Chatham, VA worth?

The TopHap Estimate for 20 Kemper St, Chatham, VA is $69,116 as of Sep 24, 2026. The likely range is $43,356 to $94,876. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Kemper St, Chatham, VA last sell?

20 Kemper St, Chatham, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Kemper St, Chatham, VA?

20 Kemper St, Chatham, VA has 2 bedrooms, 1 bathrooms, 980 square feet of living space and a 0.25-acre lot.

When was 20 Kemper St, Chatham, VA built?

20 Kemper St, Chatham, VA was built in 1920, making it 106 years old. It is a conventional home. The building has 1 story.

What schools serve 20 Kemper St, Chatham, VA?

20 Kemper St, Chatham, VA is assigned to Chatham Elementary School (elementary), rated B-; Chatham High School (high), rated B; Chatham Middle School (middle), rated B+. All sit in Pittsylvania County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Kemper St, Chatham, VA compare to other homes in Chatham 24531?

Among the 6,329 homes in Chatham 24531, it is worth more than 33% of them ($69,116 against a typical $116,356), its price per square foot is higher than 9% of them ($71 against a typical $131), it is bigger than 14% of them (980 ft² against a typical 1,440 ft²), its lot is bigger than 9% of them (0.25 ac against a typical 1.24 ac) and it is newer than 12% of them (1920 against a typical 1972). Measured against all of Pittsylvania County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Kemper St, Chatham, VA?

The 2026 property tax bill for 20 Kemper St, Chatham, VA was $244. The county assessed it at $39,300.

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