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Single Family ResidenceResidential
$138,752$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 LOWER FLAT ROCK RD

MALONE, NY 12953
3
Beds
1
Baths
1,424 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$139K
$122K low$156K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,775 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,606

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.2.20
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²Porch · 272 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Malone Middle SchoolD
Elementary · Grades 6–8 · 5.5 mi
H
Franklin Academy High SchoolC-
High · Grades 9–12 · 6.3 mi

District: Malone Central School District

Neighborhood · ZIP 12953These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.187

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,948
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,734
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,659
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Lower Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 70% of homes in Malone 12953
  • Newer than 66% of homes in Malone 12953

What homes are worth in Malone 12953

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$352K

This home is worth more than 55% of homes in Malone 12953.

How it measures up in Malone 12953

The dot is this home. The mark in the middle is the typical home in Malone 12953.

Estimated value$138,752
CheaperTypical $130,439Pricier

Pricier than 55% of homes nearby

Price per ft²$97
CheaperTypical $90Pricier

Pricier than 57% of homes nearby

Living area1,424 ft²
SmallerTypical 1,426 ft²Bigger

Bigger than 50% of homes nearby

Lot size2.2 ac
SmallerTypical 0.85 acBigger

Bigger than 70% of homes nearby

Year built1971
OlderTypical 1945Newer

Newer than 66% of homes nearby

How 20 Lower Flat Rock Rd ranks against every home in each area.
MeasureThis homeMalone 12953Franklin County
Estimated valuepricier than$138,75255% of homes57% of homes
Price per ft²pricier than$9757% of homes59% of homes
Living areabigger than1,424 ft²50% of homes55% of homes
Lot sizebigger than2.2 ac70% of homes66% of homes
Year builtnewer than197166% of homes57% of homes

About 20 Lower Flat Rock Rd

How much is 20 Lower Flat Rock Rd, Malone, NY worth?

The TopHap Estimate for 20 Lower Flat Rock Rd, Malone, NY is $138,752 as of Aug 30, 2026. The likely range is $121,627 to $155,877. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 Lower Flat Rock Rd, Malone, NY?

20 Lower Flat Rock Rd, Malone, NY has 3 bedrooms, 1 bathrooms, 1,424 square feet of living space and a 2.20-acre lot.

When was 20 Lower Flat Rock Rd, Malone, NY built?

20 Lower Flat Rock Rd, Malone, NY was built in 1971, making it 55 years old. It is a ranch home. The building has 1 story.

What schools serve 20 Lower Flat Rock Rd, Malone, NY?

20 Lower Flat Rock Rd, Malone, NY is assigned to Malone Middle School (elementary), rated D; Franklin Academy High School (high), rated C-. All sit in Malone Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Lower Flat Rock Rd, Malone, NY compare to other homes in Malone 12953?

Among the 4,494 homes in Malone 12953, it is worth more than 55% of them ($138,752 against a typical $130,439), its price per square foot is higher than 57% of them ($97 against a typical $90), it is bigger than 50% of them (1,424 ft² against a typical 1,426 ft²), its lot is bigger than 70% of them (2.2 ac against a typical 0.85 ac) and it is newer than 66% of them (1971 against a typical 1945). Measured against all of Franklin County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Lower Flat Rock Rd, Malone, NY?

The 2024 property tax bill for 20 Lower Flat Rock Rd, Malone, NY was $1,775. The county assessed it at $97,700.

More homes on Lower Flat Rock Rd

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