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Single Family ResidenceResidential
$1,123,217$557 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20 LUFF WAY

HARPSWELL, ME 04079
4
Beds
2.5
Baths
2,018 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.08 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$827K low$1.4M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,891 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,485,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$442,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,042,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,485,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.2.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harpswell Community SchoolA
Elementary · Grades KG–5 · 2.4 mi
H
Mt Ararat High SchoolC
High · Grades 9–12 · 7.3 mi
M
Mt Ararat Middle SchoolB-
Middle · Grades 6–8 · 7.7 mi

District: School Administrative District 75

Neighborhood · ZIP 04079These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,995
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,564
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Luff Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Cumberland County
  • Costs more per square foot than 82% of homes in Cumberland County
  • Bigger than 71% of homes in Cumberland County
  • Has a bigger lot than 80% of homes in Cumberland County
  • Newer than 98% of homes in Harpswell 04079

What homes are worth in Harpswell 04079

Each bar is how many homes fall in that price range. The marker is this home.

This home
$332K$2M

This home is worth more than 83% of homes in Harpswell 04079.

How it measures up in Harpswell 04079

The dot is this home. The mark in the middle is the typical home in Harpswell 04079.

Estimated value$1,123,217
CheaperTypical $737,916Pricier

Pricier than 83% of homes nearby

Price per ft²$557
CheaperTypical $478Pricier

Pricier than 65% of homes nearby

Living area2,018 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 68% of homes nearby

Lot size2.08 ac
SmallerTypical 1.02 acBigger

Bigger than 73% of homes nearby

Year built2022
OlderTypical 1980Newer

Newer than 98% of homes nearby

How 20 Luff Way ranks against every home in each area.
MeasureThis homeHarpswell 04079Cumberland County
Estimated valuepricier than$1,123,21783% of homes89% of homes
Price per ft²pricier than$55765% of homes82% of homes
Living areabigger than2,018 ft²68% of homes71% of homes
Lot sizebigger than2.08 ac73% of homes80% of homes
Year builtnewer than202298% of homes98% of homes

About 20 Luff Way

How much is 20 Luff Way, Harpswell, ME worth?

The TopHap Estimate for 20 Luff Way, Harpswell, ME is $1,123,217 as of Sep 24, 2026. The likely range is $827,468 to $1,418,966. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Luff Way, Harpswell, ME last sell?

20 Luff Way, Harpswell, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Luff Way, Harpswell, ME?

20 Luff Way, Harpswell, ME has 4 bedrooms, 2.5 bathrooms, 2,018 square feet of living space and a 2.08-acre lot.

When was 20 Luff Way, Harpswell, ME built?

20 Luff Way, Harpswell, ME was built in 2022, making it 4 years old. It is a contemporary home. The building has 1 story.

What schools serve 20 Luff Way, Harpswell, ME?

20 Luff Way, Harpswell, ME is assigned to Harpswell Community School (elementary), rated A; Mt Ararat High School (high), rated C; Mt Ararat Middle School (middle), rated B-. All sit in School Administrative District 75. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Luff Way, Harpswell, ME compare to other homes in Harpswell 04079?

Among the 3,380 homes in Harpswell 04079, it is worth more than 83% of them ($1,123,217 against a typical $737,916), its price per square foot is higher than 65% of them ($557 against a typical $478), it is bigger than 68% of them (2,018 ft² against a typical 1,584 ft²), its lot is bigger than 73% of them (2.08 ac against a typical 1.02 ac) and it is newer than 98% of them (2022 against a typical 1980). Measured against all of Cumberland County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Luff Way, Harpswell, ME?

The 2025 property tax bill for 20 Luff Way, Harpswell, ME was $9,891. The county assessed it at $1,485,100.

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