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Single Family ResidenceResidential
$827,521$386 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $599,900 on Sep 2, 2022

20 MARY LN

SPOTSWOOD, NJ 08884
0
Baths
2,142 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$828K
$798K low$857K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$599,900 · Sep 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,652 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$161,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$386,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
G. Austin Schoenly Elementary School
Elementary · Grades PK–1 · 0.7 mi
M
Spotswood Memorial Middle SchoolD
Middle · Grades 6–8 · 0.8 mi
H
Spotswood High SchoolC+
High · Grades 9–12 · 0.8 mi

District: Spotswood Borough School District

Neighborhood · ZIP 08884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,780
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Mary Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Spotswood 08884
  • Costs more per square foot than 65% of homes in Middlesex County
  • Bigger than 86% of homes in Spotswood 08884
  • Has a bigger lot than 90% of homes in Spotswood 08884
  • Newer than 88% of homes in Spotswood 08884

What homes are worth in Spotswood 08884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$949K

This home is worth more than 95% of homes in Spotswood 08884.

How it measures up in Spotswood 08884

The dot is this home. The mark in the middle is the typical home in Spotswood 08884.

Estimated value$827,521
CheaperTypical $566,063Pricier

Pricier than 95% of homes nearby

Price per ft²$386
CheaperTypical $371Pricier

Pricier than 59% of homes nearby

Living area2,142 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.34 ac
SmallerTypical 0.23 acBigger

Bigger than 90% of homes nearby

Year built1987
OlderTypical 1957Newer

Newer than 88% of homes nearby

How 20 Mary Ln ranks against every home in each area.
MeasureThis homeSpotswood 08884Middlesex County
Estimated valuepricier than$827,52195% of homes84% of homes
Price per ft²pricier than$38659% of homes65% of homes
Living areabigger than2,142 ft²86% of homes74% of homes
Lot sizebigger than0.34 ac90% of homes86% of homes
Year builtnewer than198788% of homes74% of homes

About 20 Mary Ln

How much is 20 Mary Ln, Spotswood, NJ worth?

The TopHap Estimate for 20 Mary Ln, Spotswood, NJ is $827,521 as of Aug 30, 2026. The likely range is $797,708 to $857,334. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Mary Ln, Spotswood, NJ last sell?

20 Mary Ln, Spotswood, NJ last sold on Sep 2, 2022 for $599,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Mary Ln, Spotswood, NJ?

20 Mary Ln, Spotswood, NJ has 2,142 square feet of living space and a 0.34-acre lot.

When was 20 Mary Ln, Spotswood, NJ built?

20 Mary Ln, Spotswood, NJ was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 20 Mary Ln, Spotswood, NJ?

20 Mary Ln, Spotswood, NJ is assigned to G. Austin Schoenly Elementary School (elementary); Spotswood Memorial Middle School (middle), rated D; Spotswood High School (high), rated C+. All sit in Spotswood Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Mary Ln, Spotswood, NJ compare to other homes in Spotswood 08884?

Among the 2,534 homes in Spotswood 08884, it is worth more than 95% of them ($827,521 against a typical $566,063), its price per square foot is higher than 59% of them ($386 against a typical $371), it is bigger than 86% of them (2,142 ft² against a typical 1,468 ft²), its lot is bigger than 90% of them (0.34 ac against a typical 0.23 ac) and it is newer than 88% of them (1987 against a typical 1957). Measured against all of Middlesex County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Mary Ln, Spotswood, NJ?

The 2025 property tax bill for 20 Mary Ln, Spotswood, NJ was $14,652. The county assessed it at $386,400.

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Assigned schools

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