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Residential (General/Single)Residential
$983,699$456 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20 MECHANIC ST

RAMSEY, NJ 07446
0
Baths
2,155 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$984K
$842K low$1.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,061 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$814,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$414,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$828,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$814,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.56
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ramsey High SchoolA
High · Grades 9–12 · 0.3 mi
E
Tisdale Elementary SchoolA+
Elementary · Grades PK–3 · 0.6 mi
M
Smith Middle SchoolB+
Middle · Grades 6–8 · 0.9 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Mechanic St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Bergen County
  • Has a bigger lot than 87% of homes in Bergen County
  • Among the newest homes in Ramsey 07446

What homes are worth in Ramsey 07446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$1.8M

This home is worth more than 65% of homes in Ramsey 07446.

How it measures up in Ramsey 07446

The dot is this home. The mark in the middle is the typical home in Ramsey 07446.

Estimated value$983,699
CheaperTypical $871,807Pricier

Pricier than 65% of homes nearby

Price per ft²$456
CheaperTypical $441Pricier

Pricier than 59% of homes nearby

Living area2,155 ft²
SmallerTypical 1,986 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.56 ac
SmallerTypical 0.28 acBigger

Bigger than 78% of homes nearby

Year built2024
OlderTypical 1964Newer

Newer than almost all homes nearby

How 20 Mechanic St ranks against every home in each area.
MeasureThis homeRamsey 07446Bergen County
Estimated valuepricier than$983,69965% of homes70% of homes
Price per ft²pricier than$45659% of homes60% of homes
Living areabigger than2,155 ft²57% of homes63% of homes
Lot sizebigger than0.56 ac78% of homes87% of homes
Year builtnewer than2024almost all homesalmost all homes

About 20 Mechanic St

How much is 20 Mechanic St, Ramsey, NJ worth?

The TopHap Estimate for 20 Mechanic St, Ramsey, NJ is $983,699 as of Sep 24, 2026. The likely range is $842,102 to $1,125,296. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Mechanic St, Ramsey, NJ last sell?

20 Mechanic St, Ramsey, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Mechanic St, Ramsey, NJ?

20 Mechanic St, Ramsey, NJ has 2,155 square feet of living space and a 0.56-acre lot.

When was 20 Mechanic St, Ramsey, NJ built?

20 Mechanic St, Ramsey, NJ was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 20 Mechanic St, Ramsey, NJ?

20 Mechanic St, Ramsey, NJ is assigned to Ramsey High School (high), rated A; Tisdale Elementary School (elementary), rated A+; Smith Middle School (middle), rated B+. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Mechanic St, Ramsey, NJ compare to other homes in Ramsey 07446?

Among the 5,196 homes in Ramsey 07446, it is worth more than 65% of them ($983,699 against a typical $871,807), its price per square foot is higher than 59% of them ($456 against a typical $441), it is bigger than 57% of them (2,155 ft² against a typical 1,986 ft²), its lot is bigger than 78% of them (0.56 ac against a typical 0.28 ac) and it is newer than almost all of them (2024 against a typical 1964). Measured against all of Bergen County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Mechanic St, Ramsey, NJ?

The 2025 property tax bill for 20 Mechanic St, Ramsey, NJ was $17,061. The county assessed it at $814,400.

More homes on Mechanic St

Closest homes

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Assigned schools

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