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Single Family ResidenceResidential
$248,139$620 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 N RIVER ST

RICO, CO 81332
2
Beds
1
Baths
400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1888
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$248K
$202K low$295K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$167,439
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,951
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$57,700
US BANK NA · recorded Dec 27, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,000
US BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$900 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,999 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,499
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,208
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,985

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
55
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDolores

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dove Creek Middle/High SchoolC-
Middle · Grades 6–12 · 48.0 mi
E
7th Street Elementary SchoolD-
Elementary · Grades PK–5 · 48.0 mi

District: Dolores County School District Re-2

Neighborhood · ZIP 81332These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.29
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,727
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,086
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 N River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Rico 81332
  • Costs more per square foot than 85% of homes in Dolores County
  • Smaller than 95% of homes in Dolores County
  • Older than 98% of homes in Dolores County

What homes are worth in Rico 81332

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$1.1M

This home is worth more than 5% of homes in Rico 81332.

How it measures up in Rico 81332

The dot is this home. The mark in the middle is the typical home in Rico 81332.

Estimated value$248,139
CheaperTypical $516,036Pricier

Pricier than 5% of homes nearby

Price per ft²$620
CheaperTypical $564Pricier

Pricier than 58% of homes nearby

Living area400 ft²
SmallerTypical 852 ft²Bigger

Bigger than 8% of homes nearby

Year built1888
OlderTypical 1984Newer

Newer than 9% of homes nearby

How 20 N River St ranks against every home in each area.
MeasureThis homeRico 81332Dolores County
Estimated valuepricier than$248,1395% of homes42% of homes
Price per ft²pricier than$62058% of homes85% of homes
Living areabigger than400 ft²8% of homes5% of homes
Year builtnewer than18889% of homes2% of homes

About 20 N River St

How much is 20 N River St, Rico, CO worth?

The TopHap Estimate for 20 N River St, Rico, CO is $248,139 as of Jul 14, 2026. The likely range is $201,694 to $294,584. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 N River St, Rico, CO last sell?

20 N River St, Rico, CO last sold on Jan 19, 2010, according to the county's recorded deed.

How big is 20 N River St, Rico, CO?

20 N River St, Rico, CO has 2 bedrooms, 1 bathrooms and 400 square feet of living space.

When was 20 N River St, Rico, CO built?

20 N River St, Rico, CO was built in 1888, making it 138 years old. The building has 2 stories.

What schools serve 20 N River St, Rico, CO?

20 N River St, Rico, CO is assigned to Dove Creek Middle/High School (middle), rated C-; 7th Street Elementary School (elementary), rated D-. All sit in Dolores County School District Re-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 N River St, Rico, CO compare to other homes in Rico 81332?

Among the 221 homes in Rico 81332, it is worth more than 5% of them ($248,139 against a typical $516,036), its price per square foot is higher than 58% of them ($620 against a typical $564), it is bigger than 8% of them (400 ft² against a typical 852 ft²) and it is newer than 9% of them (1888 against a typical 1984). Measured against all of Dolores County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 N River St, Rico, CO?

The 2024 property tax bill for 20 N River St, Rico, CO was $900. The county assessed it at $12,999.

More homes on N River St

Closest homes

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Assigned schools

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See this home in context

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