Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,466,997$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $290,000 on Apr 15, 1998

20 OSPREY WAY

ELKTON, MD 21921
5.5
Baths
5,349 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.2M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Apr 15, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,242 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,400,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$583,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$816,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,378,167
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,400,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.2.80
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 360 ft²Porch · 84 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elk Neck Elementary SchoolC+
Elementary · Grades PK–5 · 1.4 mi
H
North East High SchoolC
High · Grades 9–12 · 4.8 mi
M
North East Middle SchoolC
Middle · Grades 6–8 · 5.9 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Osprey Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Elkton 21921
  • Costs more per square foot than 81% of homes in Elkton 21921
  • Among the largest homes in Elkton 21921
  • Has a bigger lot than 90% of homes in Elkton 21921
  • Newer than 91% of homes in Cecil County

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$851K

This home is worth more than almost all homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$1,466,997
CheaperTypical $359,158Pricier

Pricier than almost all homes nearby

Price per ft²$274
CheaperTypical $215Pricier

Pricier than 81% of homes nearby

Living area5,349 ft²
SmallerTypical 1,566 ft²Bigger

Bigger than almost all homes nearby

Lot size2.8 ac
SmallerTypical 0.47 acBigger

Bigger than 90% of homes nearby

Year built2009
OlderTypical 1987Newer

Newer than 90% of homes nearby

How 20 Osprey Way ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$1,466,997almost all homesalmost all homes
Price per ft²pricier than$27481% of homes77% of homes
Living areabigger than5,349 ft²almost all homesalmost all homes
Lot sizebigger than2.8 ac90% of homes88% of homes
Year builtnewer than200990% of homes91% of homes

About 20 Osprey Way

How much is 20 Osprey Way, Elkton, MD worth?

The TopHap Estimate for 20 Osprey Way, Elkton, MD is $1,466,997 as of Sep 24, 2026. The likely range is $1,170,774 to $1,763,220. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Osprey Way, Elkton, MD last sell?

20 Osprey Way, Elkton, MD last sold on Apr 15, 1998 for $290,000, according to the county's recorded deed.

How big is 20 Osprey Way, Elkton, MD?

20 Osprey Way, Elkton, MD has 5.5 bathrooms, 5,349 square feet of living space and a 2.80-acre lot.

When was 20 Osprey Way, Elkton, MD built?

20 Osprey Way, Elkton, MD was built in 2009, making it 17 years old. The building has 2 stories.

What schools serve 20 Osprey Way, Elkton, MD?

20 Osprey Way, Elkton, MD is assigned to Elk Neck Elementary School (elementary), rated C+; North East High School (high), rated C; North East Middle School (middle), rated C. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Osprey Way, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,586 homes in Elkton 21921, it is worth more than almost all of them ($1,466,997 against a typical $359,158), its price per square foot is higher than 81% of them ($274 against a typical $215), it is bigger than almost all of them (5,349 ft² against a typical 1,566 ft²), its lot is bigger than 90% of them (2.8 ac against a typical 0.47 ac) and it is newer than 90% of them (2009 against a typical 1987). Measured against all of Cecil County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Osprey Way, Elkton, MD?

The 2026 property tax bill for 20 Osprey Way, Elkton, MD was $15,242. The county assessed it at $1,400,000.

More homes on Osprey Way

Closest homes

More homes in Elkton 21921

Assigned schools

Explore the area

See this home in context

Open 20 Osprey Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map