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Rural ResidenceResidential
$193,863$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 RATLIFF RD

SUMMERTOWN, TN 38483
1
Baths
1,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
45.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$194K
$139K low$248K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$840 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,275
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,525
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyLawrence
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.45.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²ShedPatio · 80 ft²Porch · 344 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Summertown High SchoolB-
Middle · Grades 9–12 · 4.3 mi
E
Summertown Elementary SchoolB
Elementary · Grades PK–6 · 4.3 mi

District: Lawrence County School District

Neighborhood · ZIP 38483These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,727
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,649
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,449
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ratliff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Summertown 38483
  • Costs less per square foot than 80% of homes in Summertown 38483
  • Has a bigger lot than 94% of homes in Lawrence County
  • Older than 80% of homes in Summertown 38483

What homes are worth in Summertown 38483

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$650K

This home is worth more than 31% of homes in Summertown 38483.

How it measures up in Summertown 38483

The dot is this home. The mark in the middle is the typical home in Summertown 38483.

Estimated value$193,863
CheaperTypical $257,293Pricier

Pricier than 31% of homes nearby

Price per ft²$121
CheaperTypical $171Pricier

Pricier than 20% of homes nearby

Living area1,608 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 61% of homes nearby

Lot size45.1 ac
SmallerTypical 2.5 acBigger

Bigger than 93% of homes nearby

Year built1972
OlderTypical 1996Newer

Newer than 20% of homes nearby

How 20 Ratliff Rd ranks against every home in each area.
MeasureThis homeSummertown 38483Lawrence County
Estimated valuepricier than$193,86331% of homes38% of homes
Price per ft²pricier than$12120% of homes27% of homes
Living areabigger than1,608 ft²61% of homes60% of homes
Lot sizebigger than45.1 ac93% of homes94% of homes
Year builtnewer than197220% of homes39% of homes

About 20 Ratliff Rd

How much is 20 Ratliff Rd, Summertown, TN worth?

The TopHap Estimate for 20 Ratliff Rd, Summertown, TN is $193,863 as of Aug 30, 2026. The likely range is $139,323 to $248,403. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Ratliff Rd, Summertown, TN last sell?

20 Ratliff Rd, Summertown, TN last sold on Apr 2, 2020, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Ratliff Rd, Summertown, TN?

20 Ratliff Rd, Summertown, TN has 1 bathrooms, 1,608 square feet of living space and a 45.10-acre lot.

When was 20 Ratliff Rd, Summertown, TN built?

20 Ratliff Rd, Summertown, TN was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 20 Ratliff Rd, Summertown, TN?

20 Ratliff Rd, Summertown, TN is assigned to Summertown High School (middle), rated B-; Summertown Elementary School (elementary), rated B. All sit in Lawrence County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Ratliff Rd, Summertown, TN compare to other homes in Summertown 38483?

Among the 2,569 homes in Summertown 38483, it is worth more than 31% of them ($193,863 against a typical $257,293), its price per square foot is higher than 20% of them ($121 against a typical $171), it is bigger than 61% of them (1,608 ft² against a typical 1,480 ft²), its lot is bigger than 93% of them (45.1 ac against a typical 2.5 ac) and it is newer than 20% of them (1972 against a typical 1996). Measured against all of Lawrence County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Ratliff Rd, Summertown, TN?

The 2025 property tax bill for 20 Ratliff Rd, Summertown, TN was $840. The county assessed it at $41,800.

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