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Single Family ResidenceResidential
$357,508$388 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $305,000 on Aug 16, 2024

20 RICHMOND AVE

LEXINGTON, KY 40502
2
Beds
1
Baths
922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$358K
$306K low$409K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Aug 16, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,508
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$94,006
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
BETTER MORTGAGE CORPORATION · recorded Aug 16, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
UNIVERSITY OF KENTUCKY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,772 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$305,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$305,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashland Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
M
Lexington Traditional Magnet SchoolC+
Middle · Grades 6–8 · 1.3 mi
H
Henry Clay High SchoolB+
High · Grades 9–12 · 1.4 mi

District: Fayette County School District

Neighborhood · ZIP 40502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.169
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,690
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,788 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,230
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,794
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Richmond Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Lexington 40502
  • Costs more per square foot than 98% of homes in Fayette County
  • Smaller than 95% of homes in Lexington 40502
  • Has a smaller lot than 86% of homes in Lexington 40502
  • Older than 96% of homes in Fayette County

What homes are worth in Lexington 40502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$1.8M

This home is worth more than 25% of homes in Lexington 40502.

How it measures up in Lexington 40502

The dot is this home. The mark in the middle is the typical home in Lexington 40502.

Estimated value$357,508
CheaperTypical $564,508Pricier

Pricier than 25% of homes nearby

Price per ft²$388
CheaperTypical $272Pricier

Pricier than 90% of homes nearby

Living area922 ft²
SmallerTypical 2,039 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.14 ac
SmallerTypical 0.24 acBigger

Bigger than 14% of homes nearby

Year built1923
OlderTypical 1960Newer

Newer than 7% of homes nearby

How 20 Richmond Ave ranks against every home in each area.
MeasureThis homeKenwickLexington 40502Fayette County
Estimated valuepricier than$357,50863% of homes25% of homes59% of homes
Price per ft²pricier than$38897% of homes90% of homes98% of homes
Living areabigger than922 ft²15% of homes5% of homes5% of homes
Lot sizebigger than0.14 ac17% of homes14% of homes24% of homes
Year builtnewer than192321% of homes7% of homes4% of homes

About 20 Richmond Ave

How much is 20 Richmond Ave, Lexington, KY worth?

The TopHap Estimate for 20 Richmond Ave, Lexington, KY is $357,508 as of Jul 14, 2026. The likely range is $306,271 to $408,745. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Richmond Ave, Lexington, KY last sell?

20 Richmond Ave, Lexington, KY last sold on Aug 16, 2024 for $305,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Richmond Ave, Lexington, KY?

20 Richmond Ave, Lexington, KY has 2 bedrooms, 1 bathrooms, 922 square feet of living space and a 0.14-acre lot.

When was 20 Richmond Ave, Lexington, KY built?

20 Richmond Ave, Lexington, KY was built in 1923, making it 103 years old. The building has 1 story.

What schools serve 20 Richmond Ave, Lexington, KY?

20 Richmond Ave, Lexington, KY is assigned to Ashland Elementary School (elementary), rated A; Lexington Traditional Magnet School (middle), rated C+; Henry Clay High School (high), rated B+. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Richmond Ave, Lexington, KY compare to other homes in Lexington 40502?

Among the 9,747 homes in Lexington 40502, it is worth more than 25% of them ($357,508 against a typical $564,508), its price per square foot is higher than 90% of them ($388 against a typical $272), it is bigger than 5% of them (922 ft² against a typical 2,039 ft²), its lot is bigger than 14% of them (0.14 ac against a typical 0.24 ac) and it is newer than 7% of them (1923 against a typical 1960). Measured against all of Fayette County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Richmond Ave, Lexington, KY?

The 2025 property tax bill for 20 Richmond Ave, Lexington, KY was $3,772. The county assessed it at $305,000.

Closest homes

More homes in Lexington 40502

Assigned schools

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