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Single Family ResidenceResidential
$2,200,736$625 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $1,439,000 on Feb 27, 2014

20 RIDGE LN

SANTA CRUZ, CA 95060
4
Beds
3
Baths
3,521 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.2M
$2M low$2.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,439,000 · Feb 27, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,380 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,799,298 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,079,579
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$719,719
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,764,018
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,290,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.79
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,221 ft²Patio · 1,221 ft²

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brook Knoll Elementary SchoolB+
Elementary · Grades KG–5 · 0.9 mi
M
Scotts Valley Middle SchoolB+
Middle · Grades 6–8 · 2.9 mi
H
Scotts Valley High SchoolA
High · Grades 9–12 · 4.9 mi

District: Scotts Valley Unified School District

Neighborhood · ZIP 95060These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.359

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.47,339
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.600 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,185
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Santa Cruz County
  • Costs less per square foot than 86% of homes in Pasatiempo
  • Bigger than 96% of homes in Santa Cruz County
  • Has a bigger lot than 91% of homes in Santa Cruz 95060

What homes are worth in Santa Cruz 95060

Each bar is how many homes fall in that price range. The marker is this home.

This home
$569K$2.9M

This home is worth more than 91% of homes in Santa Cruz 95060.

How it measures up in Santa Cruz 95060

The dot is this home. The mark in the middle is the typical home in Santa Cruz 95060.

Estimated value$2,200,736
CheaperTypical $1,337,950Pricier

Pricier than 91% of homes nearby

Price per ft²$625
CheaperTypical $815Pricier

Pricier than 17% of homes nearby

Living area3,521 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.79 ac
SmallerTypical 0.14 acBigger

Bigger than 91% of homes nearby

Year built1969
OlderTypical 1965Newer

Newer than 53% of homes nearby

How 20 Ridge Ln ranks against every home in each area.
MeasureThis homePasatiempoSanta Cruz 95060Santa Cruz County
Estimated valuepricier than$2,200,73664% of homes91% of homes95% of homes
Price per ft²pricier than$62514% of homes17% of homes44% of homes
Living areabigger than3,521 ft²79% of homes94% of homes96% of homes
Lot sizebigger than0.79 ac86% of homes91% of homes88% of homes
Year builtnewer than196963% of homes53% of homes46% of homes

About 20 Ridge Ln

How much is 20 Ridge Ln, Santa Cruz, CA worth?

The TopHap Estimate for 20 Ridge Ln, Santa Cruz, CA is $2,200,736 as of Aug 30, 2026. The likely range is $1,959,208 to $2,442,264. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Ridge Ln, Santa Cruz, CA last sell?

20 Ridge Ln, Santa Cruz, CA last sold on Feb 27, 2014 for $1,439,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Ridge Ln, Santa Cruz, CA?

20 Ridge Ln, Santa Cruz, CA has 4 bedrooms, 3 bathrooms, 3,521 square feet of living space and a 0.79-acre lot.

When was 20 Ridge Ln, Santa Cruz, CA built?

20 Ridge Ln, Santa Cruz, CA was built in 1969, making it 57 years old.

What schools serve 20 Ridge Ln, Santa Cruz, CA?

20 Ridge Ln, Santa Cruz, CA is assigned to Brook Knoll Elementary School (elementary), rated B+; Scotts Valley Middle School (middle), rated B+; Scotts Valley High School (high), rated A. All sit in Scotts Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Ridge Ln, Santa Cruz, CA compare to other homes in Santa Cruz 95060?

Among the 12,521 homes in Santa Cruz 95060, it is worth more than 91% of them ($2,200,736 against a typical $1,337,950), its price per square foot is higher than 17% of them ($625 against a typical $815), it is bigger than 94% of them (3,521 ft² against a typical 1,584 ft²), its lot is bigger than 91% of them (0.79 ac against a typical 0.14 ac) and it is newer than 53% of them (1969 against a typical 1965). Measured against all of Santa Cruz County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Ridge Ln, Santa Cruz, CA?

The 2025 property tax bill for 20 Ridge Ln, Santa Cruz, CA was $20,380. The county assessed it at $1,799,298.

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