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Single Family ResidenceResidential
$325,000$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 RIDGE RD

CHATTANOOGA, TN 37411
3 / 1
Baths
2,301 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$296K low$354K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,417 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,125
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$374,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.39
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dalewood Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi
H
Brainerd High SchoolD
High · Grades 9–12 · 2.2 mi
E
East Ridge Elementary SchoolD+
Elementary · Grades PK–5 · 2.2 mi

District: Hamilton County School District

Neighborhood · ZIP 37411These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,459
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,119 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,255
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Chattanooga 37411
  • Costs less per square foot than 88% of homes in Hamilton County
  • Bigger than 89% of homes in Chattanooga 37411
  • Has a bigger lot than 77% of homes in Chattanooga 37411
  • Older than 96% of homes in Chattanooga 37411

What homes are worth in Chattanooga 37411

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$542K

This home is worth more than 84% of homes in Chattanooga 37411.

How it measures up in Chattanooga 37411

The dot is this home. The mark in the middle is the typical home in Chattanooga 37411.

Estimated value$325,000
CheaperTypical $221,194Pricier

Pricier than 84% of homes nearby

Price per ft²$141
CheaperTypical $155Pricier

Pricier than 33% of homes nearby

Living area2,301 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.39 ac
SmallerTypical 0.27 acBigger

Bigger than 77% of homes nearby

Year built1921
OlderTypical 1950Newer

Newer than 4% of homes nearby

How 20 Ridge Rd ranks against every home in each area.
MeasureThis homeBrainerdChattanooga 37411Hamilton County
Estimated valuepricier than$325,00074% of homes84% of homes45% of homes
Price per ft²pricier than$14121% of homes33% of homes12% of homes
Living areabigger than2,301 ft²85% of homes89% of homes75% of homes
Lot sizebigger than0.39 ac73% of homes77% of homes49% of homes
Year builtnewer than19217% of homes4% of homes4% of homes

About 20 Ridge Rd

How much is 20 Ridge Rd, Chattanooga, TN worth?

The TopHap Estimate for 20 Ridge Rd, Chattanooga, TN is $325,000 as of Aug 30, 2026. The likely range is $295,914 to $354,086. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Ridge Rd, Chattanooga, TN last sell?

20 Ridge Rd, Chattanooga, TN last sold on Apr 1, 2025, according to the county's recorded deed.

How big is 20 Ridge Rd, Chattanooga, TN?

20 Ridge Rd, Chattanooga, TN has 3 bathrooms, 2,301 square feet of living space and a 0.39-acre lot.

When was 20 Ridge Rd, Chattanooga, TN built?

20 Ridge Rd, Chattanooga, TN was built in 1921, making it 105 years old. The building has 2 stories.

What schools serve 20 Ridge Rd, Chattanooga, TN?

20 Ridge Rd, Chattanooga, TN is assigned to Dalewood Middle School (middle), rated C-; Brainerd High School (high), rated D; East Ridge Elementary School (elementary), rated D+. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Ridge Rd, Chattanooga, TN compare to other homes in Chattanooga 37411?

Among the 6,648 homes in Chattanooga 37411, it is worth more than 84% of them ($325,000 against a typical $221,194), its price per square foot is higher than 33% of them ($141 against a typical $155), it is bigger than 89% of them (2,301 ft² against a typical 1,392 ft²), its lot is bigger than 77% of them (0.39 ac against a typical 0.27 ac) and it is newer than 4% of them (1921 against a typical 1950). Measured against all of Hamilton County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Ridge Rd, Chattanooga, TN?

The 2025 property tax bill for 20 Ridge Rd, Chattanooga, TN was $1,417. The county assessed it at $93,500.

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