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Single Family ResidenceResidential
$102,779$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 RIVER ST

MORRISONVILLE, NY 12962
2
Beds
2 / 1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$103K
$95K low$111K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,779
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,223

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,531 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.68
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 182 ft²Porch · 232 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morrisonville Elementary SchoolD
Elementary · Grades PK–5 · 0.6 mi
M
Saranac Middle SchoolD+
Middle · Grades 6–8 · 8.6 mi
H
Saranac High SchoolB
High · Grades 9–12 · 8.6 mi

District: Saranac Central School District

Neighborhood · ZIP 12962These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.126 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,110
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,815
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Morrisonville 12962
  • Costs less per square foot than 72% of homes in Morrisonville 12962
  • Smaller than 94% of homes in Morrisonville 12962
  • Has a smaller lot than 65% of homes in Morrisonville 12962
  • Older than 95% of homes in Morrisonville 12962

What homes are worth in Morrisonville 12962

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$473K

This home is worth more than 2% of homes in Morrisonville 12962.

How it measures up in Morrisonville 12962

The dot is this home. The mark in the middle is the typical home in Morrisonville 12962.

Estimated value$102,779
CheaperTypical $223,663Pricier

Pricier than 2% of homes nearby

Price per ft²$119
CheaperTypical $138Pricier

Pricier than 28% of homes nearby

Living area864 ft²
SmallerTypical 1,575 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.68 ac
SmallerTypical 0.97 acBigger

Bigger than 35% of homes nearby

Year built1890
OlderTypical 1982Newer

Newer than 5% of homes nearby

How 20 River St ranks against every home in each area.
MeasureThis homeMorrisonville 12962Clinton County
Estimated valuepricier than$102,7792% of homes7% of homes
Price per ft²pricier than$11928% of homes32% of homes
Living areabigger than864 ft²6% of homes10% of homes
Lot sizebigger than0.68 ac35% of homes45% of homes
Year builtnewer than18905% of homes10% of homes

About 20 River St

How much is 20 River St, Morrisonville, NY worth?

The TopHap Estimate for 20 River St, Morrisonville, NY is $102,779 as of Jul 14, 2026. The likely range is $95,007 to $110,551. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 River St, Morrisonville, NY?

20 River St, Morrisonville, NY has 2 bedrooms, 2 bathrooms, 864 square feet of living space and a 0.68-acre lot.

When was 20 River St, Morrisonville, NY built?

20 River St, Morrisonville, NY was built in 1890, making it 136 years old. It is a cottage home. The building has 2 stories.

What schools serve 20 River St, Morrisonville, NY?

20 River St, Morrisonville, NY is assigned to Morrisonville Elementary School (elementary), rated D; Saranac Middle School (middle), rated D+; Saranac High School (high), rated B. All sit in Saranac Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 River St, Morrisonville, NY compare to other homes in Morrisonville 12962?

Among the 2,069 homes in Morrisonville 12962, it is worth more than 2% of them ($102,779 against a typical $223,663), its price per square foot is higher than 28% of them ($119 against a typical $138), it is bigger than 6% of them (864 ft² against a typical 1,575 ft²), its lot is bigger than 35% of them (0.68 ac against a typical 0.97 ac) and it is newer than 5% of them (1890 against a typical 1982). Measured against all of Clinton County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 River St, Morrisonville, NY?

The 2024 property tax bill for 20 River St, Morrisonville, NY was $2,531. The county assessed it at $77,100.

Closest homes

More homes in Morrisonville 12962

Assigned schools

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