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Single Family ResidenceResidential
$567,971$583 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 RIVERA LN

WEST SAYVILLE, NY 11796
0
Baths
974 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.

Valuation

$568K
$541K low$595K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$520,671
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$416,537
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.8%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$47,300
SUFFOLK FCU · recorded Jul 8, 2019

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,310

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.25
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sayville High SchoolA
High · Grades 9–12 · 0.6 mi
E
Cherry Avenue Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi
M
Sayville Middle SchoolB
Middle · Grades 6–8 · 2.1 mi

District: Sayville Union Free School District

Neighborhood · ZIP 11796These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,043
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,666 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$149,415
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,904
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Rivera Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in West Sayville 11796
  • Costs more per square foot than 82% of homes in Suffolk County
  • Smaller than 92% of homes in West Sayville 11796
  • Newer than 78% of homes in West Sayville

What homes are worth in West Sayville 11796

Each bar is how many homes fall in that price range. The marker is this home.

This home
$508K$4.2M

This home is worth more than 14% of homes in West Sayville 11796.

How it measures up in West Sayville 11796

The dot is this home. The mark in the middle is the typical home in West Sayville 11796.

Estimated value$567,971
CheaperTypical $684,348Pricier

Pricier than 14% of homes nearby

Price per ft²$583
CheaperTypical $491Pricier

Pricier than 69% of homes nearby

Living area974 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.25 ac
SmallerTypical 0.25 acBigger

Bigger than 53% of homes nearby

Year built1962
OlderTypical 1957Newer

Newer than 67% of homes nearby

How 20 Rivera Ln ranks against every home in each area.
MeasureThis homeWest SayvilleWest Sayville 11796Suffolk County
Estimated valuepricier than$567,97119% of homes14% of homes21% of homes
Price per ft²pricier than$58381% of homes69% of homes82% of homes
Living areabigger than974 ft²11% of homes8% of homes10% of homes
Lot sizebigger than0.25 ac56% of homes53% of homes46% of homes
Year builtnewer than196278% of homes67% of homes35% of homes

About 20 Rivera Ln

How much is 20 Rivera Ln, West Sayville, NY worth?

The TopHap Estimate for 20 Rivera Ln, West Sayville, NY is $567,971 as of Jul 14, 2026. The likely range is $540,994 to $594,948. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Rivera Ln, West Sayville, NY last sell?

20 Rivera Ln, West Sayville, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Rivera Ln, West Sayville, NY?

20 Rivera Ln, West Sayville, NY has 974 square feet of living space and a 0.25-acre lot.

When was 20 Rivera Ln, West Sayville, NY built?

20 Rivera Ln, West Sayville, NY was built in 1962, making it 64 years old.

What schools serve 20 Rivera Ln, West Sayville, NY?

20 Rivera Ln, West Sayville, NY is assigned to Sayville High School (high), rated A; Cherry Avenue Elementary School (elementary), rated B+; Sayville Middle School (middle), rated B. All sit in Sayville Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Rivera Ln, West Sayville, NY compare to other homes in West Sayville 11796?

Among the 1,187 homes in West Sayville 11796, it is worth more than 14% of them ($567,971 against a typical $684,348), its price per square foot is higher than 69% of them ($583 against a typical $491), it is bigger than 8% of them (974 ft² against a typical 1,670 ft²), its lot is bigger than 53% of them (0.25 ac against a typical 0.25 ac) and it is newer than 67% of them (1962 against a typical 1957). Measured against all of Suffolk County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in West Sayville 11796

Assigned schools

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