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Planned Unit Development (Pud)Residential
$867,360$360 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $485,000 on Dec 18, 1998

20 RIVERBANK PL

CARMICHAEL, CA 95608
3
Beds
3.5
Baths
2,407 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$867K
$751K low$984K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$485,000 · Dec 18, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$502,560
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$402,048
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$364,800
COUNTRYWIDE HOME LOANS INC · recorded Nov 27, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,110 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$775,530 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$279,828
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$495,702
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$760,325

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Deterding Elementary SchoolA-
Elementary · Grades KG–6 · 1.2 mi
M
John Barrett Middle SchoolC+
Middle · Grades 6–8 · 2.8 mi
H
Del Campo High SchoolB-
High · Grades 9–12 · 3.5 mi

District: San Juan Unified School District

Neighborhood · ZIP 95608These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.66,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,032 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,604
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Riverbank Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Sacramento County
  • Costs more per square foot than 76% of homes in Sacramento County
  • Bigger than 82% of homes in Sacramento County
  • Has a smaller lot than 97% of homes in Carmichael Town Center
  • Newer than 83% of homes in Carmichael 95608

What homes are worth in Carmichael 95608

Each bar is how many homes fall in that price range. The marker is this home.

This home
$263K$1.6M

This home is worth more than 87% of homes in Carmichael 95608.

How it measures up in Carmichael 95608

The dot is this home. The mark in the middle is the typical home in Carmichael 95608.

Estimated value$867,360
CheaperTypical $569,513Pricier

Pricier than 87% of homes nearby

Price per ft²$360
CheaperTypical $323Pricier

Pricier than 73% of homes nearby

Living area2,407 ft²
SmallerTypical 1,819 ft²Bigger

Bigger than 78% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.23 acBigger

Bigger than 5% of homes nearby

Year built1985
OlderTypical 1968Newer

Newer than 83% of homes nearby

How 20 Riverbank Pl ranks against every home in each area.
MeasureThis homeCarmichael Town CenterCarmichael 95608Sacramento County
Estimated valuepricier than$867,36069% of homes87% of homes92% of homes
Price per ft²pricier than$36062% of homes73% of homes76% of homes
Living areabigger than2,407 ft²58% of homes78% of homes82% of homes
Lot sizebigger than2,178 ft²3% of homes5% of homes4% of homes
Year builtnewer than198581% of homes83% of homes54% of homes

About 20 Riverbank Pl

How much is 20 Riverbank Pl, Carmichael, CA worth?

The TopHap Estimate for 20 Riverbank Pl, Carmichael, CA is $867,360 as of Jul 14, 2026. The likely range is $750,898 to $983,822. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Riverbank Pl, Carmichael, CA last sell?

20 Riverbank Pl, Carmichael, CA last sold on Dec 18, 1998 for $485,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Riverbank Pl, Carmichael, CA?

20 Riverbank Pl, Carmichael, CA has 3 bedrooms, 3.5 bathrooms, 2,407 square feet of living space and a 0.05-acre lot.

When was 20 Riverbank Pl, Carmichael, CA built?

20 Riverbank Pl, Carmichael, CA was built in 1985, making it 41 years old. It is a custom design home. The building has 2 stories.

What schools serve 20 Riverbank Pl, Carmichael, CA?

20 Riverbank Pl, Carmichael, CA is assigned to Mary Deterding Elementary School (elementary), rated A-; John Barrett Middle School (middle), rated C+; Del Campo High School (high), rated B-. All sit in San Juan Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Riverbank Pl, Carmichael, CA compare to other homes in Carmichael 95608?

Among the 17,935 homes in Carmichael 95608, it is worth more than 87% of them ($867,360 against a typical $569,513), its price per square foot is higher than 73% of them ($360 against a typical $323), it is bigger than 78% of them (2,407 ft² against a typical 1,819 ft²), its lot is bigger than 5% of them (2,178 ft² against a typical 0.23 ac) and it is newer than 83% of them (1985 against a typical 1968). Measured against all of Sacramento County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Riverbank Pl, Carmichael, CA?

The 2025 property tax bill for 20 Riverbank Pl, Carmichael, CA was $9,110. The county assessed it at $775,530.

Closest homes

More homes in Carmichael 95608

Assigned schools

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