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Single Family ResidenceResidential
$683,472$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 RIVERWOOD LN

OSWEGO, IL 60543
3
Beds
3
Baths
3,603 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$683K
$619K low$748K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$683,472
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$546,778

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,719 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,840 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,790
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$177,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$533,520

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKendall
Lot (acres)The size of the land the home sits on, from county records.2.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grande Reserve Elementary SchoolA-
Elementary · Grades KG–6 · 0.9 mi
H
Yorkville High SchoolB+
High · Grades 9–12 · 3.8 mi
M
Yorkville Middle SchoolC+
Middle · Grades 7–8 · 4.6 mi

District: Yorkville Community Unit School District 115

Neighborhood · ZIP 60543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.49,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,927
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Riverwood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Oswego 60543
  • Bigger than 96% of homes in Oswego 60543
  • Has a bigger lot than 97% of homes in Oswego 60543
  • Older than 72% of homes in Oswego 60543

What homes are worth in Oswego 60543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$713K

This home is worth more than 97% of homes in Oswego 60543.

How it measures up in Oswego 60543

The dot is this home. The mark in the middle is the typical home in Oswego 60543.

Estimated value$683,472
CheaperTypical $417,218Pricier

Pricier than 97% of homes nearby

Price per ft²$190
CheaperTypical $197Pricier

Pricier than 41% of homes nearby

Living area3,603 ft²
SmallerTypical 2,132 ft²Bigger

Bigger than 96% of homes nearby

Lot size2.33 ac
SmallerTypical 0.25 acBigger

Bigger than 97% of homes nearby

Year built1994
OlderTypical 2001Newer

Newer than 28% of homes nearby

How 20 Riverwood Ln ranks against every home in each area.
MeasureThis homeOswego 60543Kendall County
Estimated valuepricier than$683,47297% of homes97% of homes
Price per ft²pricier than$19041% of homes44% of homes
Living areabigger than3,603 ft²96% of homes96% of homes
Lot sizebigger than2.33 ac97% of homes96% of homes
Year builtnewer than199428% of homes29% of homes

About 20 Riverwood Ln

How much is 20 Riverwood Ln, Oswego, IL worth?

The TopHap Estimate for 20 Riverwood Ln, Oswego, IL is $683,472 as of Jul 14, 2026. The likely range is $618,843 to $748,101. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 Riverwood Ln, Oswego, IL?

20 Riverwood Ln, Oswego, IL has 3 bedrooms, 3 bathrooms, 3,603 square feet of living space and a 2.33-acre lot.

When was 20 Riverwood Ln, Oswego, IL built?

20 Riverwood Ln, Oswego, IL was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 20 Riverwood Ln, Oswego, IL?

20 Riverwood Ln, Oswego, IL is assigned to Grande Reserve Elementary School (elementary), rated A-; Yorkville High School (high), rated B+; Yorkville Middle School (middle), rated C+. All sit in Yorkville Community Unit School District 115. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Riverwood Ln, Oswego, IL compare to other homes in Oswego 60543?

Among the 13,613 homes in Oswego 60543, it is worth more than 97% of them ($683,472 against a typical $417,218), its price per square foot is higher than 41% of them ($190 against a typical $197), it is bigger than 96% of them (3,603 ft² against a typical 2,132 ft²), its lot is bigger than 97% of them (2.33 ac against a typical 0.25 ac) and it is newer than 28% of them (1994 against a typical 2001). Measured against all of Kendall County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Riverwood Ln, Oswego, IL?

The 2024 property tax bill for 20 Riverwood Ln, Oswego, IL was $12,719. The county assessed it at $177,840.

Closest homes

More homes in Oswego 60543

Assigned schools

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