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Single Family ResidenceResidential
$289,882$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $265,000 on Oct 12, 2021

20 RUBY LN

SELKIRK, NY 12158
4
Beds
3
Baths
1,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$290K
$274K low$306K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Oct 12, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$266,667

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAlbany
Lot (acres)The size of the land the home sits on, from county records.6.10
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ravena-Coeymans-Selkirk Senior High SchoolC
High · Grades 9–12 · 2.1 mi
M
Ravena-Coeymans-Selkirk Middle SchoolB
Middle · Grades 6–8 · 2.1 mi
E
Albertus W Becker SchoolC+
Elementary · Grades PK–5 · 3.5 mi

District: Ravena-Coeymans-Selkirk Central School District

Neighborhood · ZIP 12158These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,535
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,848
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Albany County
  • Costs more per square foot than 85% of homes in Selkirk 12158
  • Smaller than 86% of homes in Selkirk 12158
  • Has a bigger lot than 96% of homes in Albany County
  • Newer than 86% of homes in Albany County

What homes are worth in Selkirk 12158

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$714K

This home is worth more than 35% of homes in Selkirk 12158.

How it measures up in Selkirk 12158

The dot is this home. The mark in the middle is the typical home in Selkirk 12158.

Estimated value$289,882
CheaperTypical $330,615Pricier

Pricier than 35% of homes nearby

Price per ft²$245
CheaperTypical $206Pricier

Pricier than 85% of homes nearby

Living area1,184 ft²
SmallerTypical 1,719 ft²Bigger

Bigger than 14% of homes nearby

Lot size6.1 ac
SmallerTypical 0.46 acBigger

Bigger than 94% of homes nearby

Year built1995
OlderTypical 1979Newer

Newer than 69% of homes nearby

How 20 Ruby Ln ranks against every home in each area.
MeasureThis homeSelkirk 12158Albany County
Estimated valuepricier than$289,88235% of homes28% of homes
Price per ft²pricier than$24585% of homes67% of homes
Living areabigger than1,184 ft²14% of homes17% of homes
Lot sizebigger than6.1 ac94% of homes96% of homes
Year builtnewer than199569% of homes86% of homes

About 20 Ruby Ln

How much is 20 Ruby Ln, Selkirk, NY worth?

The TopHap Estimate for 20 Ruby Ln, Selkirk, NY is $289,882 as of Aug 30, 2026. The likely range is $273,903 to $305,861. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Ruby Ln, Selkirk, NY last sell?

20 Ruby Ln, Selkirk, NY last sold on Oct 12, 2021 for $265,000, according to the county's recorded deed.

How big is 20 Ruby Ln, Selkirk, NY?

20 Ruby Ln, Selkirk, NY has 4 bedrooms, 3 bathrooms, 1,184 square feet of living space and a 6.10-acre lot.

When was 20 Ruby Ln, Selkirk, NY built?

20 Ruby Ln, Selkirk, NY was built in 1995, making it 31 years old. It is a ranch home. The building has 1 story.

What schools serve 20 Ruby Ln, Selkirk, NY?

20 Ruby Ln, Selkirk, NY is assigned to Ravena-Coeymans-Selkirk Senior High School (high), rated C; Ravena-Coeymans-Selkirk Middle School (middle), rated B; Albertus W Becker School (elementary), rated C+. All sit in Ravena-Coeymans-Selkirk Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Ruby Ln, Selkirk, NY compare to other homes in Selkirk 12158?

Among the 2,194 homes in Selkirk 12158, it is worth more than 35% of them ($289,882 against a typical $330,615), its price per square foot is higher than 85% of them ($245 against a typical $206), it is bigger than 14% of them (1,184 ft² against a typical 1,719 ft²), its lot is bigger than 94% of them (6.1 ac against a typical 0.46 ac) and it is newer than 69% of them (1995 against a typical 1979). Measured against all of Albany County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Ruby Ln

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