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CondominiumResidential
$1,598,197$734 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,325,000 on Jun 1, 2021

20 S COTTAGE RD

BELMONT, MA 02478
Building report
2
Beds
2
Baths
2,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.08 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.5M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,325,000 · Jun 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,217 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,336,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,336,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,552,490

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMIDDLESEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roger E WellingtonA
Elementary · Grades PK–3 · 1.1 mi
M
Winthrop L Chenery Upper Elementary SchoolA+
Middle · Grades 4–6 · 1.3 mi
H
Belmont High SchoolA+
High · Grades 9–12 · 1.5 mi

District: Belmont School District

Neighborhood · ZIP 02478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$162,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$213,185
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 S Cottage Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Middlesex County
  • Costs more per square foot than 89% of homes in Middlesex County
  • Among the largest lots in Belmont 02478
  • Among the newest homes in Belmont 02478

What homes are worth in Belmont 02478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$597K$3.6M

This home is worth more than 60% of homes in Belmont 02478.

How it measures up in Belmont 02478

The dot is this home. The mark in the middle is the typical home in Belmont 02478.

Estimated value$1,598,197
CheaperTypical $1,467,549Pricier

Pricier than 60% of homes nearby

Price per ft²$734
CheaperTypical $716Pricier

Pricier than 56% of homes nearby

Living area2,176 ft²
SmallerTypical 2,122 ft²Bigger

Bigger than 53% of homes nearby

Lot size10.08 ac
SmallerTypical 0.16 acBigger

Bigger than almost all homes nearby

Year built2014
OlderTypical 1930Newer

Newer than almost all homes nearby

How 20 S Cottage Rd ranks against every home in each area.
MeasureThis homeBelmont 02478Middlesex County
Estimated valuepricier than$1,598,19760% of homes91% of homes
Price per ft²pricier than$73456% of homes89% of homes
Living areabigger than2,176 ft²53% of homes63% of homes
Lot sizebigger than10.08 acalmost all homes96% of homes
Year builtnewer than2014almost all homes96% of homes

About 20 S Cottage Rd

How much is 20 S Cottage Rd, Belmont, MA worth?

The TopHap Estimate for 20 S Cottage Rd, Belmont, MA is $1,598,197 as of Sep 24, 2026. The likely range is $1,537,210 to $1,659,184. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 S Cottage Rd, Belmont, MA last sell?

20 S Cottage Rd, Belmont, MA last sold on Jun 1, 2021 for $1,325,000, according to the county's recorded deed.

How big is 20 S Cottage Rd, Belmont, MA?

20 S Cottage Rd, Belmont, MA has 2 bedrooms, 2 bathrooms and 2,176 square feet of living space.

When was 20 S Cottage Rd, Belmont, MA built?

20 S Cottage Rd, Belmont, MA was built in 2014, making it 12 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 20 S Cottage Rd, Belmont, MA?

20 S Cottage Rd, Belmont, MA is assigned to Roger E Wellington (elementary), rated A; Winthrop L Chenery Upper Elementary School (middle), rated A+; Belmont High School (high), rated A+. All sit in Belmont School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 S Cottage Rd, Belmont, MA compare to other homes in Belmont 02478?

Among the 7,995 homes in Belmont 02478, it is worth more than 60% of them ($1,598,197 against a typical $1,467,549), its price per square foot is higher than 56% of them ($734 against a typical $716), it is bigger than 53% of them (2,176 ft² against a typical 2,122 ft²), its lot is bigger than almost all of them (10.08 ac against a typical 0.16 ac) and it is newer than almost all of them (2014 against a typical 1930). Measured against all of Middlesex County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 S Cottage Rd, Belmont, MA?

The 2025 property tax bill for 20 S Cottage Rd, Belmont, MA was $15,217. The county assessed it at $1,336,000.

More homes on S Cottage Rd

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