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Single Family ResidenceResidential
$815,877$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $650,000 on May 25, 2022

20 SADDLE RIDGE RD

SPARTA, NJ 07871
0
Baths
3,138 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.03 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$816K
$746K low$886K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$650,000 · May 25, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,550 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$158,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$293,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$451,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(10)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sparta High SchoolB
High · Grades 9–12 · 3.4 mi
M
Sparta Middle SchoolB-
Middle · Grades 6–8 · 3.6 mi
E
Sparta Alpine School
Elementary · Grades PK–2 · 5.6 mi

District: Sparta Township School District

Neighborhood · ZIP 07871These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.17
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.21,461
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.530 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$163,529
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$191,626
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Saddle Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Sussex County
  • Costs less per square foot than 79% of homes in Sparta 07871
  • Bigger than 93% of homes in Sussex County
  • Has a bigger lot than 87% of homes in Sparta 07871
  • Newer than 91% of homes in Sussex County

What homes are worth in Sparta 07871

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$1.6M

This home is worth more than 72% of homes in Sparta 07871.

How it measures up in Sparta 07871

The dot is this home. The mark in the middle is the typical home in Sparta 07871.

Estimated value$815,877
CheaperTypical $626,678Pricier

Pricier than 72% of homes nearby

Price per ft²$260
CheaperTypical $309Pricier

Pricier than 21% of homes nearby

Living area3,138 ft²
SmallerTypical 2,082 ft²Bigger

Bigger than 81% of homes nearby

Lot size2.03 ac
SmallerTypical 0.49 acBigger

Bigger than 87% of homes nearby

Year built2002
OlderTypical 1973Newer

Newer than 89% of homes nearby

How 20 Saddle Ridge Rd ranks against every home in each area.
MeasureThis homeSparta 07871Sussex County
Estimated valuepricier than$815,87772% of homes94% of homes
Price per ft²pricier than$26021% of homes37% of homes
Living areabigger than3,138 ft²81% of homes93% of homes
Lot sizebigger than2.03 ac87% of homes87% of homes
Year builtnewer than200289% of homes91% of homes

About 20 Saddle Ridge Rd

How much is 20 Saddle Ridge Rd, Sparta, NJ worth?

The TopHap Estimate for 20 Saddle Ridge Rd, Sparta, NJ is $815,877 as of Jul 14, 2026. The likely range is $746,201 to $885,553. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Saddle Ridge Rd, Sparta, NJ last sell?

20 Saddle Ridge Rd, Sparta, NJ last sold on May 25, 2022 for $650,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 20 Saddle Ridge Rd, Sparta, NJ built?

20 Saddle Ridge Rd, Sparta, NJ was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 20 Saddle Ridge Rd, Sparta, NJ?

20 Saddle Ridge Rd, Sparta, NJ is assigned to Sparta High School (high), rated B; Sparta Middle School (middle), rated B-; Sparta Alpine School (elementary). All sit in Sparta Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Saddle Ridge Rd, Sparta, NJ compare to other homes in Sparta 07871?

Among the 8,328 homes in Sparta 07871, it is worth more than 72% of them ($815,877 against a typical $626,678), its price per square foot is higher than 21% of them ($260 against a typical $309), it is bigger than 81% of them (3,138 ft² against a typical 2,082 ft²), its lot is bigger than 87% of them (2.03 ac against a typical 0.49 ac) and it is newer than 89% of them (2002 against a typical 1973). Measured against all of Sussex County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Saddle Ridge Rd, Sparta, NJ?

The 2025 property tax bill for 20 Saddle Ridge Rd, Sparta, NJ was $16,550. The county assessed it at $451,200.

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Assigned schools

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