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Single Family ResidenceResidential
$521,829$582 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $475,000 on Jul 30, 2024

20 SAIL FISH ST

PANACEA, FL 32346
2
Beds
1
Baths
896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$522K
$475K low$569K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Jul 30, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,612 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$271,866 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$150,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,866
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$272,803
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,866

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.74%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 633 ft²Porch · 396 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin County SchoolD
Elementary · Grades PK–12 · 31.0 mi

District: Franklin County School District

Neighborhood · ZIP 32346These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.172
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.65%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,701
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,128
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,255
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Sail Fish St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Franklin County
  • Smaller than 87% of homes in Panacea 32346
  • Has a smaller lot than 76% of homes in Panacea 32346
  • Older than 73% of homes in Franklin County

What homes are worth in Panacea 32346

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$1.5M

This home is worth more than 52% of homes in Panacea 32346.

How it measures up in Panacea 32346

The dot is this home. The mark in the middle is the typical home in Panacea 32346.

Estimated value$521,829
CheaperTypical $510,297Pricier

Pricier than 52% of homes nearby

Price per ft²$582
CheaperTypical $344Pricier

Pricier than 87% of homes nearby

Living area896 ft²
SmallerTypical 1,394 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.2 ac
SmallerTypical 0.34 acBigger

Bigger than 24% of homes nearby

Year built1971
OlderTypical 1983Newer

Newer than 30% of homes nearby

How 20 Sail Fish St ranks against every home in each area.
MeasureThis homePanacea 32346Franklin County
Estimated valuepricier than$521,82952% of homes59% of homes
Price per ft²pricier than$58287% of homes89% of homes
Living areabigger than896 ft²13% of homes16% of homes
Lot sizebigger than0.2 ac24% of homes24% of homes
Year builtnewer than197130% of homes27% of homes

About 20 Sail Fish St

How much is 20 Sail Fish St, Panacea, FL worth?

The TopHap Estimate for 20 Sail Fish St, Panacea, FL is $521,829 as of Oct 21, 2026. The likely range is $474,637 to $569,021. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Sail Fish St, Panacea, FL last sell?

20 Sail Fish St, Panacea, FL last sold on Jul 30, 2024 for $475,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Sail Fish St, Panacea, FL?

20 Sail Fish St, Panacea, FL has 2 bedrooms, 1 bathrooms, 896 square feet of living space and a 0.20-acre lot.

When was 20 Sail Fish St, Panacea, FL built?

20 Sail Fish St, Panacea, FL was built in 1971, making it 55 years old. It is a bungalow home. The building has 1 story.

What schools serve 20 Sail Fish St, Panacea, FL?

20 Sail Fish St, Panacea, FL is assigned to Franklin County School (elementary), rated D. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Sail Fish St, Panacea, FL compare to other homes in Panacea 32346?

Among the 1,901 homes in Panacea 32346, it is worth more than 52% of them ($521,829 against a typical $510,297), its price per square foot is higher than 87% of them ($582 against a typical $344), it is bigger than 13% of them (896 ft² against a typical 1,394 ft²), its lot is bigger than 24% of them (0.2 ac against a typical 0.34 ac) and it is newer than 30% of them (1971 against a typical 1983). Measured against all of Franklin County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Sail Fish St, Panacea, FL?

The 2025 property tax bill for 20 Sail Fish St, Panacea, FL was $2,612. The county assessed it at $271,866.

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