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Single Family ResidenceResidential
$732,087$413 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $520,000 on Dec 16, 2021

20 SPEAR ST

MELROSE, MA 02176
3
Beds
1.5
Baths
1,771 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$732K
$674K low$791K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$520,000 · Dec 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$59 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$593,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$379,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$213,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$694,165

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hoover Elementary SchoolA-
Elementary · Grades KG–5 · 0.3 mi
H
Melrose High SchoolA+
High · Grades 9–12 · 1.4 mi
M
Melrose Veterans Memorial Middle SchoolB
Middle · Grades 6–8 · 1.4 mi

District: Melrose School District

Neighborhood · ZIP 02176These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,986
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,427 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,943
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Spear St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in East Side
  • Costs less per square foot than 84% of homes in Melrose 02176
  • Smaller than 67% of homes in East Side
  • Has a bigger lot than 83% of homes in East Side
  • Newer than 82% of homes in East Side

What homes are worth in Melrose 02176

Each bar is how many homes fall in that price range. The marker is this home.

This home
$348K$1.6M

This home is worth more than 24% of homes in Melrose 02176.

How it measures up in Melrose 02176

The dot is this home. The mark in the middle is the typical home in Melrose 02176.

Estimated value$732,087
CheaperTypical $888,733Pricier

Pricier than 24% of homes nearby

Price per ft²$413
CheaperTypical $492Pricier

Pricier than 16% of homes nearby

Living area1,771 ft²
SmallerTypical 1,883 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.24 ac
SmallerTypical 0.16 acBigger

Bigger than 83% of homes nearby

Year built1951
OlderTypical 1926Newer

Newer than 74% of homes nearby

How 20 Spear St ranks against every home in each area.
MeasureThis homeEast SideMelrose 02176Middlesex County
Estimated valuepricier than$732,08712% of homes24% of homes44% of homes
Price per ft²pricier than$41318% of homes16% of homes37% of homes
Living areabigger than1,771 ft²33% of homes43% of homes48% of homes
Lot sizebigger than0.24 ac83% of homes83% of homes42% of homes
Year builtnewer than195182% of homes74% of homes42% of homes

About 20 Spear St

How much is 20 Spear St, Melrose, MA worth?

The TopHap Estimate for 20 Spear St, Melrose, MA is $732,087 as of Aug 30, 2026. The likely range is $673,611 to $790,563. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Spear St, Melrose, MA last sell?

20 Spear St, Melrose, MA last sold on Dec 16, 2021 for $520,000, according to the county's recorded deed.

How big is 20 Spear St, Melrose, MA?

20 Spear St, Melrose, MA has 3 bedrooms, 1.5 bathrooms, 1,771 square feet of living space and a 0.24-acre lot.

When was 20 Spear St, Melrose, MA built?

20 Spear St, Melrose, MA was built in 1951, making it 75 years old. It is a cape cod home. The building has 2 stories.

What schools serve 20 Spear St, Melrose, MA?

20 Spear St, Melrose, MA is assigned to Hoover Elementary School (elementary), rated A-; Melrose High School (high), rated A+; Melrose Veterans Memorial Middle School (middle), rated B. All sit in Melrose School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Spear St, Melrose, MA compare to other homes in Melrose 02176?

Among the 8,581 homes in Melrose 02176, it is worth more than 24% of them ($732,087 against a typical $888,733), its price per square foot is higher than 16% of them ($413 against a typical $492), it is bigger than 43% of them (1,771 ft² against a typical 1,883 ft²), its lot is bigger than 83% of them (0.24 ac against a typical 0.16 ac) and it is newer than 74% of them (1951 against a typical 1926). Measured against all of Middlesex County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Spear St, Melrose, MA?

The 2025 property tax bill for 20 Spear St, Melrose, MA was $59. The county assessed it at $593,600.

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