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Single Family ResidenceResidential
$159,075$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $188,000 on Dec 20, 2022

20 SPENCER AVE

CANDOR, NY 13743
2
Beds
2
Baths
1,490 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1917
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$159K
$139K low$179K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$188,000 · Dec 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,151 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,488

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyTIOGA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 241 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Candor Elementary SchoolD+
Elementary · Grades PK–6 · 0.4 mi
M
Candor Junior-Senior High SchoolC
Middle · Grades 7–12 · 0.4 mi

District: Candor Central School District

Neighborhood · ZIP 13743These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,813
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,881
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Spencer Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Tioga County
  • Costs less per square foot than 67% of homes in Tioga County
  • Has a smaller lot than 90% of homes in Candor 13743
  • Older than 77% of homes in Tioga County

What homes are worth in Candor 13743

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$337K

This home is worth more than 48% of homes in Candor 13743.

How it measures up in Candor 13743

The dot is this home. The mark in the middle is the typical home in Candor 13743.

Estimated value$159,075
CheaperTypical $161,817Pricier

Pricier than 48% of homes nearby

Price per ft²$107
CheaperTypical $102Pricier

Pricier than 54% of homes nearby

Living area1,490 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.32 ac
SmallerTypical 2 acBigger

Bigger than 10% of homes nearby

Year built1917
OlderTypical 1974Newer

Newer than 27% of homes nearby

How 20 Spencer Ave ranks against every home in each area.
MeasureThis homeCandor 13743Tioga County
Estimated valuepricier than$159,07548% of homes32% of homes
Price per ft²pricier than$10754% of homes33% of homes
Living areabigger than1,490 ft²48% of homes43% of homes
Lot sizebigger than0.32 ac10% of homes20% of homes
Year builtnewer than191727% of homes23% of homes

About 20 Spencer Ave

How much is 20 Spencer Ave, Candor, NY worth?

The TopHap Estimate for 20 Spencer Ave, Candor, NY is $159,075 as of Sep 24, 2026. The likely range is $139,253 to $178,897. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Spencer Ave, Candor, NY last sell?

20 Spencer Ave, Candor, NY last sold on Dec 20, 2022 for $188,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Spencer Ave, Candor, NY?

20 Spencer Ave, Candor, NY has 2 bedrooms, 2 bathrooms, 1,490 square feet of living space and a 0.32-acre lot.

When was 20 Spencer Ave, Candor, NY built?

20 Spencer Ave, Candor, NY was built in 1917, making it 109 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 20 Spencer Ave, Candor, NY?

20 Spencer Ave, Candor, NY is assigned to Candor Elementary School (elementary), rated D+; Candor Junior-Senior High School (middle), rated C. All sit in Candor Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Spencer Ave, Candor, NY compare to other homes in Candor 13743?

Among the 1,454 homes in Candor 13743, it is worth more than 48% of them ($159,075 against a typical $161,817), its price per square foot is higher than 54% of them ($107 against a typical $102), it is bigger than 48% of them (1,490 ft² against a typical 1,520 ft²), its lot is bigger than 10% of them (0.32 ac against a typical 2 ac) and it is newer than 27% of them (1917 against a typical 1974). Measured against all of Tioga County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Spencer Ave, Candor, NY?

The 2026 property tax bill for 20 Spencer Ave, Candor, NY was $5,151. The county assessed it at $98,700.

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Assigned schools

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