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Single Family ResidenceResidential
$2,056,700$1,506 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

20 SPRUCE LEDGE RD

BAILEY ISLAND, ME 04003
2
Beds
1
Baths
1,366 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$2.1M
$1.8M low$2.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,008 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$251,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.95
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harpswell Community SchoolA-
Elementary · Grades KG–5 · 9.1 mi
H
Mt Ararat High SchoolC-
High · Grades 9–12 · 15.4 mi
M
Mt Ararat Middle SchoolB
Middle · Grades 6–8 · 15.8 mi

District: School Administrative District 75

Neighborhood · ZIP 04003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.184
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.100
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,715
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,578
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Spruce Ledge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Cumberland County
  • Among the highest price per square foot in Bailey Island 04003
  • Has a bigger lot than 80% of homes in Bailey Island 04003
  • Older than 80% of homes in Cumberland County

What homes are worth in Bailey Island 04003

Each bar is how many homes fall in that price range. The marker is this home.

This home
$472K$2.7M

This home is worth more than 94% of homes in Bailey Island 04003.

How it measures up in Bailey Island 04003

The dot is this home. The mark in the middle is the typical home in Bailey Island 04003.

Estimated value$2,056,700
CheaperTypical $914,233Pricier

Pricier than 94% of homes nearby

Price per ft²$1506
CheaperTypical $618Pricier

Pricier than almost all homes nearby

Living area1,366 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.95 ac
SmallerTypical 0.5 acBigger

Bigger than 80% of homes nearby

Year built1937
OlderTypical 1951Newer

Newer than 36% of homes nearby

How 20 Spruce Ledge Rd ranks against every home in each area.
MeasureThis homeBailey Island 04003Cumberland County
Estimated valuepricier than$2,056,70094% of homes98% of homes
Price per ft²pricier than$1506almost all homesalmost all homes
Living areabigger than1,366 ft²39% of homes42% of homes
Lot sizebigger than0.95 ac80% of homes60% of homes
Year builtnewer than193736% of homes20% of homes

About 20 Spruce Ledge Rd

How much is 20 Spruce Ledge Rd, Bailey Island, ME worth?

The TopHap Estimate for 20 Spruce Ledge Rd, Bailey Island, ME is $2,056,700 as of Oct 21, 2026. The likely range is $1,828,756 to $2,284,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Spruce Ledge Rd, Bailey Island, ME last sell?

20 Spruce Ledge Rd, Bailey Island, ME last sold on Dec 12, 2025, according to the county's recorded deed.

How big is 20 Spruce Ledge Rd, Bailey Island, ME?

20 Spruce Ledge Rd, Bailey Island, ME has 2 bedrooms, 1 bathrooms, 1,366 square feet of living space and a 0.95-acre lot.

When was 20 Spruce Ledge Rd, Bailey Island, ME built?

20 Spruce Ledge Rd, Bailey Island, ME was built in 1937, making it 89 years old. It is a ranch home. The building has 1 story.

What schools serve 20 Spruce Ledge Rd, Bailey Island, ME?

20 Spruce Ledge Rd, Bailey Island, ME is assigned to Harpswell Community School (elementary), rated A-; Mt Ararat High School (high), rated C-; Mt Ararat Middle School (middle), rated B. All sit in School Administrative District 75. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Spruce Ledge Rd, Bailey Island, ME compare to other homes in Bailey Island 04003?

Among the 237 homes in Bailey Island 04003, it is worth more than 94% of them ($2,056,700 against a typical $914,233), its price per square foot is higher than almost all of them ($1506 against a typical $618), it is bigger than 39% of them (1,366 ft² against a typical 1,624 ft²), its lot is bigger than 80% of them (0.95 ac against a typical 0.5 ac) and it is newer than 36% of them (1937 against a typical 1951). Measured against all of Cumberland County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Spruce Ledge Rd, Bailey Island, ME?

The 2025 property tax bill for 20 Spruce Ledge Rd, Bailey Island, ME was $3,008. The county assessed it at $451,600.

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