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Single Family ResidenceResidential
$605,155$626 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $30,000 on Jun 24, 2003

20 SPRUCE RD

MOULTONBOROUGH, NH 03254
2
Beds
1
Baths
966 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$605K
$389K low$822K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Jun 24, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,513 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$256,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$376,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Moultonborough AcademyB
High · Grades 9–12 · 2.9 mi
M
Moultonborough Middle LevelC
Middle · Grades 6–8 · 2.9 mi
E
Moultonborough Central SchoolB+
Elementary · Grades PK–5 · 3.0 mi

District: Moultonborough School District

Neighborhood · ZIP 03254These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,495
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,458
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.34%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Spruce Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Moultonborough 03254
  • Costs more per square foot than 89% of homes in Carroll County
  • Smaller than 87% of homes in Moultonborough 03254
  • Has a smaller lot than 82% of homes in Carroll County
  • Newer than 88% of homes in Carroll County

What homes are worth in Moultonborough 03254

Each bar is how many homes fall in that price range. The marker is this home.

This home
$359K$5.8M

This home is worth more than 21% of homes in Moultonborough 03254.

How it measures up in Moultonborough 03254

The dot is this home. The mark in the middle is the typical home in Moultonborough 03254.

Estimated value$605,155
CheaperTypical $929,293Pricier

Pricier than 21% of homes nearby

Price per ft²$626
CheaperTypical $476Pricier

Pricier than 66% of homes nearby

Living area966 ft²
SmallerTypical 1,983 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.41 ac
SmallerTypical 0.9 acBigger

Bigger than 22% of homes nearby

Year built2008
OlderTypical 1986Newer

Newer than 86% of homes nearby

How 20 Spruce Rd ranks against every home in each area.
MeasureThis homeMoultonborough 03254Carroll County
Estimated valuepricier than$605,15521% of homes57% of homes
Price per ft²pricier than$62666% of homes89% of homes
Living areabigger than966 ft²13% of homes18% of homes
Lot sizebigger than0.41 ac22% of homes18% of homes
Year builtnewer than200886% of homes88% of homes

About 20 Spruce Rd

How much is 20 Spruce Rd, Moultonborough, NH worth?

The TopHap Estimate for 20 Spruce Rd, Moultonborough, NH is $605,155 as of Sep 24, 2026. The likely range is $388,590 to $821,720. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Spruce Rd, Moultonborough, NH last sell?

20 Spruce Rd, Moultonborough, NH last sold on Jun 24, 2003 for $30,000, according to the county's recorded deed.

How big is 20 Spruce Rd, Moultonborough, NH?

20 Spruce Rd, Moultonborough, NH has 2 bedrooms, 1 bathrooms, 966 square feet of living space and a 0.41-acre lot.

When was 20 Spruce Rd, Moultonborough, NH built?

20 Spruce Rd, Moultonborough, NH was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 20 Spruce Rd, Moultonborough, NH?

20 Spruce Rd, Moultonborough, NH is assigned to Moultonborough Academy (high), rated B; Moultonborough Middle Level (middle), rated C; Moultonborough Central School (elementary), rated B+. All sit in Moultonborough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Spruce Rd, Moultonborough, NH compare to other homes in Moultonborough 03254?

Among the 5,391 homes in Moultonborough 03254, it is worth more than 21% of them ($605,155 against a typical $929,293), its price per square foot is higher than 66% of them ($626 against a typical $476), it is bigger than 13% of them (966 ft² against a typical 1,983 ft²), its lot is bigger than 22% of them (0.41 ac against a typical 0.9 ac) and it is newer than 86% of them (2008 against a typical 1986). Measured against all of Carroll County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Spruce Rd, Moultonborough, NH?

The 2025 property tax bill for 20 Spruce Rd, Moultonborough, NH was $1,513. The county assessed it at $283,800.

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