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Single Family ResidenceResidential
$570,031$307 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 SPRUCE RUN RD

CLINTON, NJ 08809
0
Baths
1,854 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$570K
$551K low$589K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$305,031
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$244,025
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,000
SOVEREIGN BANK · R · recorded Feb 23, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$328,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$415,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$446,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyHUNTERDON
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clinton Public SchoolB-
Elementary · Grades PK–8 · 0.6 mi
H
North Hunterdon High SchoolA-
High · Grades 9–12 · 1.9 mi

District: Clinton Town-Glen Gardner School District

Neighborhood · ZIP 08809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,518
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.924 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$130,929
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,485
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Spruce Run Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 71% of homes in Hunterdon County
  • Older than 69% of homes in Clinton 08809

What homes are worth in Clinton 08809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$225K$1M

This home is worth more than 54% of homes in Clinton 08809.

How it measures up in Clinton 08809

The dot is this home. The mark in the middle is the typical home in Clinton 08809.

Estimated value$570,031
CheaperTypical $547,320Pricier

Pricier than 54% of homes nearby

Price per ft²$307
CheaperTypical $285Pricier

Pricier than 63% of homes nearby

Living area1,854 ft²
SmallerTypical 1,765 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.34 ac
SmallerTypical 0.29 acBigger

Bigger than 57% of homes nearby

Year built1970
OlderTypical 1976Newer

Newer than 31% of homes nearby

How 20 Spruce Run Rd ranks against every home in each area.
MeasureThis homeClinton 08809Hunterdon County
Estimated valuepricier than$570,03154% of homes43% of homes
Price per ft²pricier than$30763% of homes62% of homes
Living areabigger than1,854 ft²55% of homes41% of homes
Lot sizebigger than0.34 ac57% of homes29% of homes
Year builtnewer than197031% of homes37% of homes

About 20 Spruce Run Rd

How much is 20 Spruce Run Rd, Clinton, NJ worth?

The TopHap Estimate for 20 Spruce Run Rd, Clinton, NJ is $570,031 as of Jul 14, 2026. The likely range is $551,359 to $588,703. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Spruce Run Rd, Clinton, NJ last sell?

20 Spruce Run Rd, Clinton, NJ last sold on Sep 22, 1992, according to the county's recorded deed.

How big is 20 Spruce Run Rd, Clinton, NJ?

20 Spruce Run Rd, Clinton, NJ has 1,854 square feet of living space and a 0.34-acre lot.

When was 20 Spruce Run Rd, Clinton, NJ built?

20 Spruce Run Rd, Clinton, NJ was built in 1970, making it 56 years old. It is a bi-level home. The building has 2 stories.

What schools serve 20 Spruce Run Rd, Clinton, NJ?

20 Spruce Run Rd, Clinton, NJ is assigned to Clinton Public School (elementary), rated B-; North Hunterdon High School (high), rated A-. All sit in Clinton Town-Glen Gardner School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Spruce Run Rd, Clinton, NJ compare to other homes in Clinton 08809?

Among the 1,981 homes in Clinton 08809, it is worth more than 54% of them ($570,031 against a typical $547,320), its price per square foot is higher than 63% of them ($307 against a typical $285), it is bigger than 55% of them (1,854 ft² against a typical 1,765 ft²), its lot is bigger than 57% of them (0.34 ac against a typical 0.29 ac) and it is newer than 31% of them (1970 against a typical 1976). Measured against all of Hunterdon County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Spruce Run Rd, Clinton, NJ?

The 2025 property tax bill for 20 Spruce Run Rd, Clinton, NJ was $12,252. The county assessed it at $446,300.

Closest homes

More homes in Clinton 08809

Assigned schools

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