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Triplex (3 Units, Any Combination)Residential
Last sold for $5,872 on Mar 15, 2023

20 SPRUCE ST

WESTERLY, RI 02891
5
Beds
3
Baths
2,572 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,872 · Mar 15, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,494 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$449,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$288,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$325,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Triplex (3 Units, Any Combination)
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westerly High SchoolB+
High · Grades 9–12 · 0.3 mi
E
State Street Elementary SchoolB+
Elementary · Grades KG–4 · 0.9 mi
M
Westerly Middle SchoolB-
Middle · Grades 5–8 · 2.8 mi

District: Westerly School District

Neighborhood · ZIP 02891These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,875
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.710 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,075
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,216
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 86% of homes in Washington County
  • Has a smaller lot than 79% of homes in Westerly 02891
  • Older than 94% of homes in Washington County

How it measures up in Westerly 02891

The dot is this home. The mark in the middle is the typical home in Westerly 02891.

Living area2,572 ft²
SmallerTypical 1,666 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.24 ac
SmallerTypical 0.39 acBigger

Bigger than 21% of homes nearby

Year built1900
OlderTypical 1975Newer

Newer than 8% of homes nearby

How 20 Spruce St ranks against every home in each area.
MeasureThis homeWesterly 02891Washington County
Living areabigger than2,572 ft²82% of homes86% of homes
Lot sizebigger than0.24 ac21% of homes21% of homes
Year builtnewer than19008% of homes6% of homes

About 20 Spruce St

When did 20 Spruce St, Westerly, RI last sell?

20 Spruce St, Westerly, RI last sold on Mar 15, 2023 for $5,872, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Spruce St, Westerly, RI?

20 Spruce St, Westerly, RI has 5 bedrooms, 3 bathrooms, 2,572 square feet of living space and a 0.24-acre lot.

When was 20 Spruce St, Westerly, RI built?

20 Spruce St, Westerly, RI was built in 1900, making it 126 years old. The building has 3 stories.

What schools serve 20 Spruce St, Westerly, RI?

20 Spruce St, Westerly, RI is assigned to Westerly High School (high), rated B+; State Street Elementary School (elementary), rated B+; Westerly Middle School (middle), rated B-. All sit in Westerly School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Spruce St, Westerly, RI compare to other homes in Westerly 02891?

Among the 10,296 homes in Westerly 02891, it is bigger than 82% of them (2,572 ft² against a typical 1,666 ft²), its lot is bigger than 21% of them (0.24 ac against a typical 0.39 ac) and it is newer than 8% of them (1900 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Spruce St, Westerly, RI?

The 2025 property tax bill for 20 Spruce St, Westerly, RI was $3,494. The county assessed it at $449,100.

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