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Single Family ResidenceResidential
$520,649$453 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $300,000 on Apr 26, 2021

20 STEPHEN ST

SOUTH AMBOY, NJ 08879
0
Baths
1,149 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.

Valuation

$521K
$495K low$547K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Apr 26, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,174 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dwight D. Eisenhower Elementary SchoolB-
Elementary · Grades KG–3 · 0.6 mi
H
Sayreville War Memorial High SchoolC-
High · Grades 9–12 · 1.5 mi
M
Sayreville Middle SchoolC+
Middle · Grades 6–8 · 1.8 mi

District: Sayreville Borough School District

Neighborhood · ZIP 08879These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.102

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,254
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,866 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,649
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,457
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Stephen St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Middlesex County
  • Smaller than 81% of homes in Middlesex County
  • Has a bigger lot than 85% of homes in South Amboy 08879
  • Older than 70% of homes in Middlesex County

What homes are worth in South Amboy 08879

Each bar is how many homes fall in that price range. The marker is this home.

This home
$313K$993K

This home is worth more than 49% of homes in South Amboy 08879.

How it measures up in South Amboy 08879

The dot is this home. The mark in the middle is the typical home in South Amboy 08879.

Estimated value$520,649
CheaperTypical $525,076Pricier

Pricier than 49% of homes nearby

Price per ft²$453
CheaperTypical $378Pricier

Pricier than 79% of homes nearby

Living area1,149 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.21 ac
SmallerTypical 0.11 acBigger

Bigger than 85% of homes nearby

Year built1954
OlderTypical 1953Newer

Newer than 52% of homes nearby

How 20 Stephen St ranks against every home in each area.
MeasureThis homeSouth Amboy 08879Middlesex County
Estimated valuepricier than$520,64949% of homes36% of homes
Price per ft²pricier than$45379% of homes86% of homes
Living areabigger than1,149 ft²30% of homes19% of homes
Lot sizebigger than0.21 ac85% of homes67% of homes
Year builtnewer than195452% of homes30% of homes

About 20 Stephen St

How much is 20 Stephen St, South Amboy, NJ worth?

The TopHap Estimate for 20 Stephen St, South Amboy, NJ is $520,649 as of Oct 21, 2026. The likely range is $494,597 to $546,701. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Stephen St, South Amboy, NJ last sell?

20 Stephen St, South Amboy, NJ last sold on Apr 26, 2021 for $300,000, according to the county's recorded deed.

How big is 20 Stephen St, South Amboy, NJ?

20 Stephen St, South Amboy, NJ has 1,149 square feet of living space and a 0.21-acre lot.

When was 20 Stephen St, South Amboy, NJ built?

20 Stephen St, South Amboy, NJ was built in 1954, making it 72 years old.

What schools serve 20 Stephen St, South Amboy, NJ?

20 Stephen St, South Amboy, NJ is assigned to Dwight D. Eisenhower Elementary School (elementary), rated B-; Sayreville War Memorial High School (high), rated C-; Sayreville Middle School (middle), rated C+. All sit in Sayreville Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Stephen St, South Amboy, NJ compare to other homes in South Amboy 08879?

Among the 7,042 homes in South Amboy 08879, it is worth more than 49% of them ($520,649 against a typical $525,076), its price per square foot is higher than 79% of them ($453 against a typical $378), it is bigger than 30% of them (1,149 ft² against a typical 1,414 ft²), its lot is bigger than 85% of them (0.21 ac against a typical 0.11 ac) and it is newer than 52% of them (1954 against a typical 1953). Measured against all of Middlesex County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Stephen St, South Amboy, NJ?

The 2025 property tax bill for 20 Stephen St, South Amboy, NJ was $8,174. The county assessed it at $130,600.

More homes on Stephen St

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Assigned schools

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