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Single Family ResidenceResidential
$676,611$348 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $410,000 on Mar 12, 2019

20 STERN PL

FORDS, NJ 08863
0
Baths
1,944 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$677K
$649K low$704K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Mar 12, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$373,611
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$298,889
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$303,000
TD BANK NA · recorded Sep 9, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,704 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$97,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.56
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fords Middle SchoolD+
Middle · Grades 6–8 · 0.2 mi
E
Lafayette Estates Elementary SchoolC
Elementary · Grades KG–5 · 0.5 mi
H
Woodbridge High SchoolC-
High · Grades 9–12 · 2.6 mi

District: Woodbridge Township School District

Neighborhood · ZIP 08863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,888
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,215 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,425
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Stern Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Fords 08863
  • Costs less per square foot than 74% of homes in Fords 08863
  • Bigger than 88% of homes in Fords 08863
  • Among the largest lots in Fords 08863
  • Newer than 78% of homes in Fords 08863

What homes are worth in Fords 08863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$358K$781K

This home is worth more than 94% of homes in Fords 08863.

How it measures up in Fords 08863

The dot is this home. The mark in the middle is the typical home in Fords 08863.

Estimated value$676,611
CheaperTypical $525,103Pricier

Pricier than 94% of homes nearby

Price per ft²$348
CheaperTypical $390Pricier

Pricier than 26% of homes nearby

Living area1,944 ft²
SmallerTypical 1,336 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.56 ac
SmallerTypical 0.14 acBigger

Bigger than almost all homes nearby

Year built1955
OlderTypical 1949Newer

Newer than 78% of homes nearby

How 20 Stern Pl ranks against every home in each area.
MeasureThis homeFords 08863Middlesex County
Estimated valuepricier than$676,61194% of homes68% of homes
Price per ft²pricier than$34826% of homes43% of homes
Living areabigger than1,944 ft²88% of homes67% of homes
Lot sizebigger than0.56 acalmost all homes94% of homes
Year builtnewer than195578% of homes33% of homes

About 20 Stern Pl

How much is 20 Stern Pl, Fords, NJ worth?

The TopHap Estimate for 20 Stern Pl, Fords, NJ is $676,611 as of Jul 14, 2026. The likely range is $649,187 to $704,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Stern Pl, Fords, NJ last sell?

20 Stern Pl, Fords, NJ last sold on Mar 12, 2019 for $410,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Stern Pl, Fords, NJ?

20 Stern Pl, Fords, NJ has 1,944 square feet of living space and a 0.56-acre lot.

When was 20 Stern Pl, Fords, NJ built?

20 Stern Pl, Fords, NJ was built in 1955, making it 71 years old. The building has 2 stories.

What schools serve 20 Stern Pl, Fords, NJ?

20 Stern Pl, Fords, NJ is assigned to Fords Middle School (middle), rated D+; Lafayette Estates Elementary School (elementary), rated C; Woodbridge High School (high), rated C-. All sit in Woodbridge Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Stern Pl, Fords, NJ compare to other homes in Fords 08863?

Among the 3,468 homes in Fords 08863, it is worth more than 94% of them ($676,611 against a typical $525,103), its price per square foot is higher than 26% of them ($348 against a typical $390), it is bigger than 88% of them (1,944 ft² against a typical 1,336 ft²), its lot is bigger than almost all of them (0.56 ac against a typical 0.14 ac) and it is newer than 78% of them (1955 against a typical 1949). Measured against all of Middlesex County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Stern Pl, Fords, NJ?

The 2025 property tax bill for 20 Stern Pl, Fords, NJ was $12,704. The county assessed it at $97,200.

Closest homes

More homes in Fords 08863

Assigned schools

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