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Single Family ResidenceResidential
$191,408$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $83,900 on Jul 10, 1995

20 TERRACE DR

CAMDEN, NY 13316
3
Beds
1
Baths
1,157 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$191K
$162K low$221K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$83,900 · Jul 10, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,689 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyONEIDA
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Camden Middle SchoolC
Middle · Grades 5–8 · 0.6 mi
E
Camden Elementary SchoolD+
Elementary · Grades KG–4 · 0.8 mi
H
Camden Senior High SchoolC+
High · Grades 9–12 · 1.2 mi

District: Camden Central School District

Neighborhood · ZIP 13316These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,680
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,864
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,572
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Oneida County
  • Costs more per square foot than 75% of homes in Camden 13316
  • Smaller than 78% of homes in Oneida County
  • Has a smaller lot than 80% of homes in Camden 13316
  • Newer than 71% of homes in Oneida County

What homes are worth in Camden 13316

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$472K

This home is worth more than 55% of homes in Camden 13316.

How it measures up in Camden 13316

The dot is this home. The mark in the middle is the typical home in Camden 13316.

Estimated value$191,408
CheaperTypical $179,098Pricier

Pricier than 55% of homes nearby

Price per ft²$165
CheaperTypical $133Pricier

Pricier than 75% of homes nearby

Living area1,157 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.41 ac
SmallerTypical 2.3 acBigger

Bigger than 20% of homes nearby

Year built1968
OlderTypical 1972Newer

Newer than 46% of homes nearby

How 20 Terrace Dr ranks against every home in each area.
MeasureThis homeCamden 13316Oneida County
Estimated valuepricier than$191,40855% of homes34% of homes
Price per ft²pricier than$16575% of homes57% of homes
Living areabigger than1,157 ft²38% of homes22% of homes
Lot sizebigger than0.41 ac20% of homes54% of homes
Year builtnewer than196846% of homes71% of homes

About 20 Terrace Dr

How much is 20 Terrace Dr, Camden, NY worth?

The TopHap Estimate for 20 Terrace Dr, Camden, NY is $191,408 as of Oct 21, 2026. The likely range is $161,786 to $221,030. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Terrace Dr, Camden, NY last sell?

20 Terrace Dr, Camden, NY last sold on Jul 10, 1995 for $83,900, according to the county's recorded deed.

How big is 20 Terrace Dr, Camden, NY?

20 Terrace Dr, Camden, NY has 3 bedrooms, 1 bathrooms, 1,157 square feet of living space and a 0.41-acre lot.

When was 20 Terrace Dr, Camden, NY built?

20 Terrace Dr, Camden, NY was built in 1968, making it 58 years old. It is a ranch home. The building has 1 story.

What schools serve 20 Terrace Dr, Camden, NY?

20 Terrace Dr, Camden, NY is assigned to Camden Middle School (middle), rated C; Camden Elementary School (elementary), rated D+; Camden Senior High School (high), rated C+. All sit in Camden Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Terrace Dr, Camden, NY compare to other homes in Camden 13316?

Among the 2,966 homes in Camden 13316, it is worth more than 55% of them ($191,408 against a typical $179,098), its price per square foot is higher than 75% of them ($165 against a typical $133), it is bigger than 38% of them (1,157 ft² against a typical 1,344 ft²), its lot is bigger than 20% of them (0.41 ac against a typical 2.3 ac) and it is newer than 46% of them (1968 against a typical 1972). Measured against all of Oneida County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Terrace Dr, Camden, NY?

The 2026 property tax bill for 20 Terrace Dr, Camden, NY was $2,689. The county assessed it at $3,000.

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Assigned schools

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