Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$134,701$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $21,500 on May 6, 2009

20 TERRACE ST

ALFRED, NY 14802
3
Beds
1.5
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$135K
$109K low$160K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$21,500 · May 6, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,770 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,895
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,105
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyALLEGANY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Alfred-Almond Junior-Senior High SchoolA-
Middle · Grades 7–12 · 3.6 mi
E
Alfred-Almond Elementary SchoolB+
Elementary · Grades PK–6 · 3.6 mi

District: Alfred-Almond Central School District

Neighborhood · ZIP 14802These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,671
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,936
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Alfred 14802
  • Costs more per square foot than 66% of homes in Allegany County
  • Smaller than 79% of homes in Alfred 14802
  • Has a smaller lot than 86% of homes in Allegany County
  • Older than 82% of homes in Alfred 14802

What homes are worth in Alfred 14802

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$358K

This home is worth more than 35% of homes in Alfred 14802.

How it measures up in Alfred 14802

The dot is this home. The mark in the middle is the typical home in Alfred 14802.

Estimated value$134,701
CheaperTypical $160,439Pricier

Pricier than 35% of homes nearby

Price per ft²$94
CheaperTypical $88Pricier

Pricier than 57% of homes nearby

Living area1,428 ft²
SmallerTypical 1,984 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.26 ac
SmallerTypical 0.46 acBigger

Bigger than 16% of homes nearby

Year built1920
OlderTypical 1940Newer

Newer than 18% of homes nearby

How 20 Terrace St ranks against every home in each area.
MeasureThis homeAlfred 14802Allegany County
Estimated valuepricier than$134,70135% of homes60% of homes
Price per ft²pricier than$9457% of homes66% of homes
Living areabigger than1,428 ft²21% of homes51% of homes
Lot sizebigger than0.26 ac16% of homes14% of homes
Year builtnewer than192018% of homes30% of homes

About 20 Terrace St

How much is 20 Terrace St, Alfred, NY worth?

The TopHap Estimate for 20 Terrace St, Alfred, NY is $134,701 as of Sep 24, 2026. The likely range is $109,296 to $160,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Terrace St, Alfred, NY last sell?

20 Terrace St, Alfred, NY last sold on May 6, 2009 for $21,500, according to the county's recorded deed.

How big is 20 Terrace St, Alfred, NY?

20 Terrace St, Alfred, NY has 3 bedrooms, 1.5 bathrooms, 1,428 square feet of living space and a 0.26-acre lot.

When was 20 Terrace St, Alfred, NY built?

20 Terrace St, Alfred, NY was built in 1920, making it 106 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 20 Terrace St, Alfred, NY?

20 Terrace St, Alfred, NY is assigned to Alfred-Almond Junior-Senior High School (middle), rated A-; Alfred-Almond Elementary School (elementary), rated B+. All sit in Alfred-Almond Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Terrace St, Alfred, NY compare to other homes in Alfred 14802?

Among the 304 homes in Alfred 14802, it is worth more than 35% of them ($134,701 against a typical $160,439), its price per square foot is higher than 57% of them ($94 against a typical $88), it is bigger than 21% of them (1,428 ft² against a typical 1,984 ft²), its lot is bigger than 16% of them (0.26 ac against a typical 0.46 ac) and it is newer than 18% of them (1920 against a typical 1940). Measured against all of Allegany County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Terrace St, Alfred, NY?

The 2026 property tax bill for 20 Terrace St, Alfred, NY was $3,770. The county assessed it at $57,000.

More homes on Terrace St

Closest homes

More homes in Alfred 14802

Assigned schools

Explore the area

See this home in context

Open 20 Terrace St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map