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Residential (General/Single)Residential
$645,373$536 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $575,000 on Sep 24, 2024

20 TERRACE ST

BERGENFIELD, NJ 07621
0
Baths
1,204 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$645K
$590K low$700K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$575,000 · Sep 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,362 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$277,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$277,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$277,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bergenfield High SchoolC+
High · Grades 9–12 · 0.3 mi
M
Roy W. Brown Middle SchoolB
Middle · Grades 6–8 · 0.3 mi
E
Lincoln Elementary SchoolA-
Elementary · Grades PK–5 · 0.5 mi

District: Bergenfield Public School District

Neighborhood · ZIP 07621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,942
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10,010 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,824
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,618
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Bergen County
  • Costs more per square foot than 83% of homes in Bergenfield 07621
  • Smaller than 86% of homes in Bergen County
  • Has a smaller lot than 84% of homes in Bergenfield 07621
  • Older than 97% of homes in Bergenfield 07621

What homes are worth in Bergenfield 07621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$302K$1.8M

This home is worth more than 40% of homes in Bergenfield 07621.

How it measures up in Bergenfield 07621

The dot is this home. The mark in the middle is the typical home in Bergenfield 07621.

Estimated value$645,373
CheaperTypical $683,604Pricier

Pricier than 40% of homes nearby

Price per ft²$536
CheaperTypical $456Pricier

Pricier than 83% of homes nearby

Living area1,204 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.11 ac
SmallerTypical 0.13 acBigger

Bigger than 16% of homes nearby

Year built1906
OlderTypical 1949Newer

Newer than 3% of homes nearby

How 20 Terrace St ranks against every home in each area.
MeasureThis homeBergenfield 07621Bergen County
Estimated valuepricier than$645,37340% of homes29% of homes
Price per ft²pricier than$53683% of homes83% of homes
Living areabigger than1,204 ft²20% of homes14% of homes
Lot sizebigger than0.11 ac16% of homes23% of homes
Year builtnewer than19063% of homes3% of homes

About 20 Terrace St

How much is 20 Terrace St, Bergenfield, NJ worth?

The TopHap Estimate for 20 Terrace St, Bergenfield, NJ is $645,373 as of Sep 24, 2026. The likely range is $590,350 to $700,396. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Terrace St, Bergenfield, NJ last sell?

20 Terrace St, Bergenfield, NJ last sold on Sep 24, 2024 for $575,000, according to the county's recorded deed.

How big is 20 Terrace St, Bergenfield, NJ?

20 Terrace St, Bergenfield, NJ has 1,204 square feet of living space and a 0.12-acre lot.

When was 20 Terrace St, Bergenfield, NJ built?

20 Terrace St, Bergenfield, NJ was built in 1906, making it 120 years old. The building has 2 stories.

What schools serve 20 Terrace St, Bergenfield, NJ?

20 Terrace St, Bergenfield, NJ is assigned to Bergenfield High School (high), rated C+; Roy W. Brown Middle School (middle), rated B; Lincoln Elementary School (elementary), rated A-. All sit in Bergenfield Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Terrace St, Bergenfield, NJ compare to other homes in Bergenfield 07621?

Among the 6,994 homes in Bergenfield 07621, it is worth more than 40% of them ($645,373 against a typical $683,604), its price per square foot is higher than 83% of them ($536 against a typical $456), it is bigger than 20% of them (1,204 ft² against a typical 1,512 ft²), its lot is bigger than 16% of them (0.11 ac against a typical 0.13 ac) and it is newer than 3% of them (1906 against a typical 1949). Measured against all of Bergen County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Terrace St, Bergenfield, NJ?

The 2025 property tax bill for 20 Terrace St, Bergenfield, NJ was $10,362. The county assessed it at $277,200.

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