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Single Family ResidenceResidential
$336,114$389 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,000 on Sep 1, 1989

20 TRESS RD

PROSPECT, CT 06712
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$336K
$308K low$365K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Sep 1, 1989
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$203,014
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$162,411
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$93,100
NAUGATUCK SAVINGS BANK · recorded Oct 3, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
NAUGATUCK SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,537 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,215

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.83
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prospect Elementary SchoolB+
Elementary · Grades KG–5 · 1.8 mi
M
Long River Middle SchoolB
Middle · Grades 6–8 · 1.8 mi
H
Woodland Regional High SchoolB
High · Grades 9–12 · 9.2 mi

District: Regional School District 16

Neighborhood · ZIP 06712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,938
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.690 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,530
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Tress Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Prospect 06712
  • Costs more per square foot than 96% of homes in Prospect 06712
  • Smaller than 98% of homes in Prospect 06712
  • Has a bigger lot than 70% of homes in Naugatuck Valley County
  • Older than 88% of homes in Prospect 06712

What homes are worth in Prospect 06712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$283K$772K

This home is worth more than 7% of homes in Prospect 06712.

How it measures up in Prospect 06712

The dot is this home. The mark in the middle is the typical home in Prospect 06712.

Estimated value$336,114
CheaperTypical $479,491Pricier

Pricier than 7% of homes nearby

Price per ft²$389
CheaperTypical $279Pricier

Pricier than 96% of homes nearby

Living area864 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.83 ac
SmallerTypical 0.93 acBigger

Bigger than 35% of homes nearby

Year built1952
OlderTypical 1983Newer

Newer than 12% of homes nearby

How 20 Tress Rd ranks against every home in each area.
MeasureThis homeProspect 06712Naugatuck Valley County
Estimated valuepricier than$336,1147% of homes31% of homes
Price per ft²pricier than$38996% of homes95% of homes
Living areabigger than864 ft²2% of homes4% of homes
Lot sizebigger than0.83 ac35% of homes70% of homes
Year builtnewer than195212% of homes28% of homes

About 20 Tress Rd

How much is 20 Tress Rd, Prospect, CT worth?

The TopHap Estimate for 20 Tress Rd, Prospect, CT is $336,114 as of Jul 14, 2026. The likely range is $307,545 to $364,683. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Tress Rd, Prospect, CT last sell?

20 Tress Rd, Prospect, CT last sold on Sep 1, 1989 for $125,000, according to the county's recorded deed.

How big is 20 Tress Rd, Prospect, CT?

20 Tress Rd, Prospect, CT has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.83-acre lot.

When was 20 Tress Rd, Prospect, CT built?

20 Tress Rd, Prospect, CT was built in 1952, making it 74 years old. It is a ranch home. The building has 1 story.

What schools serve 20 Tress Rd, Prospect, CT?

20 Tress Rd, Prospect, CT is assigned to Prospect Elementary School (elementary), rated B+; Long River Middle School (middle), rated B; Woodland Regional High School (high), rated B. All sit in Regional School District 16. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Tress Rd, Prospect, CT compare to other homes in Prospect 06712?

Among the 3,651 homes in Prospect 06712, it is worth more than 7% of them ($336,114 against a typical $479,491), its price per square foot is higher than 96% of them ($389 against a typical $279), it is bigger than 2% of them (864 ft² against a typical 1,632 ft²), its lot is bigger than 35% of them (0.83 ac against a typical 0.93 ac) and it is newer than 12% of them (1952 against a typical 1983). Measured against all of Naugatuck Valley County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Tress Rd, Prospect, CT?

The 2025 property tax bill for 20 Tress Rd, Prospect, CT was $4,537. The county assessed it at $177,450.

Closest homes

More homes in Prospect 06712

Assigned schools

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