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Single Family ResidenceResidential
$245,214$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $169,500 on Nov 30, 2005

20 W MAIN ST

RUSSELL, MA 01071
3
Beds
1
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$245K
$232K low$259K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$169,500 · Nov 30, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,214
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,171
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
PEOPLESBANK (HOLYOKE MA) · recorded Jun 3, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,235 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$266,855

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Littleville Elementary SchoolB-
Elementary · Grades PK–5 · 4.2 mi
M
Gateway Regional Middle School
Middle · Grades 6–8 · 4.3 mi
H
Gateway Regional High SchoolC
High · Grades 9–12 · 4.3 mi

District: Gateway School District

Neighborhood · ZIP 01071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,574
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,109
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,260
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 W Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Russell 01071
  • Smaller than 88% of homes in Russell 01071
  • Among the smallest lots in Russell 01071

What homes are worth in Russell 01071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$790K

This home is worth more than 6% of homes in Russell 01071.

How it measures up in Russell 01071

The dot is this home. The mark in the middle is the typical home in Russell 01071.

Estimated value$245,214
CheaperTypical $372,844Pricier

Pricier than 6% of homes nearby

Price per ft²$234
CheaperTypical $240Pricier

Pricier than 45% of homes nearby

Living area1,050 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.11 ac
SmallerTypical 1.4 acBigger

Smaller than almost all homes nearby

Year built1963
OlderTypical 1970Newer

Newer than 44% of homes nearby

How 20 W Main St ranks against every home in each area.
MeasureThis homeRussell 01071Hampden County
Estimated valuepricier than$245,2146% of homes10% of homes
Price per ft²pricier than$23445% of homes41% of homes
Living areabigger than1,050 ft²12% of homes17% of homes
Lot sizebigger than0.11 acalmost no homes3% of homes
Year builtnewer than196344% of homes61% of homes

About 20 W Main St

How much is 20 W Main St, Russell, MA worth?

The TopHap Estimate for 20 W Main St, Russell, MA is $245,214 as of Jul 14, 2026. The likely range is $231,647 to $258,781. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 W Main St, Russell, MA last sell?

20 W Main St, Russell, MA last sold on Nov 30, 2005 for $169,500, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 20 W Main St, Russell, MA?

20 W Main St, Russell, MA has 3 bedrooms, 1 bathrooms, 1,050 square feet of living space and a 0.11-acre lot.

When was 20 W Main St, Russell, MA built?

20 W Main St, Russell, MA was built in 1963, making it 63 years old. It is a ranch home. The building has 1 story.

What schools serve 20 W Main St, Russell, MA?

20 W Main St, Russell, MA is assigned to Littleville Elementary School (elementary), rated B-; Gateway Regional Middle School (middle); Gateway Regional High School (high), rated C. All sit in Gateway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 W Main St, Russell, MA compare to other homes in Russell 01071?

Among the 586 homes in Russell 01071, it is worth more than 6% of them ($245,214 against a typical $372,844), its price per square foot is higher than 45% of them ($234 against a typical $240), it is bigger than 12% of them (1,050 ft² against a typical 1,628 ft²), its lot is bigger than almost none of them (0.11 ac against a typical 1.4 ac) and it is newer than 44% of them (1963 against a typical 1970). Measured against all of Hampden County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 W Main St, Russell, MA?

The 2025 property tax bill for 20 W Main St, Russell, MA was $3,235. The county assessed it at $176,800.

More homes on W Main St

Closest homes

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Assigned schools

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