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Single Family ResidenceResidential
$346,911$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $139,000 on Jun 9, 1997

20 WATER OAK LN

RUSSELLVILLE, AR 72802
2.5
Baths
2,593 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$347K
$281K low$413K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,000 · Jun 9, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,911
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,129
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$203,000
NAVY FEDERAL CREDIT UNION · recorded Oct 18, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,332 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,170 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,570
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOPE
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 84 ft²Patio · 252 ft²Porch · 212 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Russellville Junior High SchoolB
Middle · Grades 8–9 · 1.7 mi
E
Sequoyah Elementary SchoolA
Elementary · Grades PK–4 · 3.0 mi
H
Russellville High SchoolB-
High · Grades 9–12 · 4.6 mi

District: Russellville Schools

Neighborhood · ZIP 72802These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.138
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,586
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,707
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,085
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Water Oak Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Pope County
  • Bigger than 90% of homes in Pope County
  • Has a smaller lot than 72% of homes in Russellville 72802

What homes are worth in Russellville 72802

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$679K

This home is worth more than 78% of homes in Russellville 72802.

How it measures up in Russellville 72802

The dot is this home. The mark in the middle is the typical home in Russellville 72802.

Estimated value$346,911
CheaperTypical $240,382Pricier

Pricier than 78% of homes nearby

Price per ft²$134
CheaperTypical $144Pricier

Pricier than 38% of homes nearby

Living area2,593 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.45 ac
SmallerTypical 1.12 acBigger

Bigger than 28% of homes nearby

Year built1990
OlderTypical 1993Newer

Newer than 47% of homes nearby

How 20 Water Oak Ln ranks against every home in each area.
MeasureThis homeRussellville 72802Pope County
Estimated valuepricier than$346,91178% of homes85% of homes
Price per ft²pricier than$13438% of homes52% of homes
Living areabigger than2,593 ft²87% of homes90% of homes
Lot sizebigger than0.45 ac28% of homes36% of homes
Year builtnewer than199047% of homes57% of homes

About 20 Water Oak Ln

How much is 20 Water Oak Ln, Russellville, AR worth?

The TopHap Estimate for 20 Water Oak Ln, Russellville, AR is $346,911 as of Jul 14, 2026. The likely range is $280,625 to $413,197. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Water Oak Ln, Russellville, AR last sell?

20 Water Oak Ln, Russellville, AR last sold on Jun 9, 1997 for $139,000, according to the county's recorded deed.

How big is 20 Water Oak Ln, Russellville, AR?

20 Water Oak Ln, Russellville, AR has 2.5 bathrooms, 2,593 square feet of living space and a 0.45-acre lot.

When was 20 Water Oak Ln, Russellville, AR built?

20 Water Oak Ln, Russellville, AR was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 20 Water Oak Ln, Russellville, AR?

20 Water Oak Ln, Russellville, AR is assigned to Russellville Junior High School (middle), rated B; Sequoyah Elementary School (elementary), rated A; Russellville High School (high), rated B-. All sit in Russellville Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Water Oak Ln, Russellville, AR compare to other homes in Russellville 72802?

Among the 8,841 homes in Russellville 72802, it is worth more than 78% of them ($346,911 against a typical $240,382), its price per square foot is higher than 38% of them ($134 against a typical $144), it is bigger than 87% of them (2,593 ft² against a typical 1,674 ft²), its lot is bigger than 28% of them (0.45 ac against a typical 1.12 ac) and it is newer than 47% of them (1990 against a typical 1993). Measured against all of Pope County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Water Oak Ln, Russellville, AR?

The 2025 property tax bill for 20 Water Oak Ln, Russellville, AR was $1,332. The county assessed it at $42,170.

Closest homes

More homes in Russellville 72802

Assigned schools

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