Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$286,113$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 WATER ST

ADAMS, MA 01220
3
Beds
1
Baths
1,715 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$286K
$267K low$305K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,205 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBerkshire
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.37
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hoosac Valley Elementary SchoolF
Elementary · Grades PK–3 · 0.9 mi
H
Hoosac Valley High SchoolD+
High · Grades 9–12 · 2.6 mi
M
Hoosac Valley Middle SchoolC-
Middle · Grades 4–8 · 2.6 mi

District: Adams-Cheshire School District

Neighborhood · ZIP 01220These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,896
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,538
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,812
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Berkshire County
  • Costs less per square foot than 86% of homes in Berkshire County
  • Has a bigger lot than 66% of homes in Adams 01220
  • Older than 70% of homes in Berkshire County

What homes are worth in Adams 01220

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$530K

This home is worth more than 60% of homes in Adams 01220.

How it measures up in Adams 01220

The dot is this home. The mark in the middle is the typical home in Adams 01220.

Estimated value$286,113
CheaperTypical $268,115Pricier

Pricier than 60% of homes nearby

Price per ft²$167
CheaperTypical $194Pricier

Pricier than 31% of homes nearby

Living area1,715 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.37 ac
SmallerTypical 0.27 acBigger

Bigger than 66% of homes nearby

Year built1920
OlderTypical 1920Newer

Newer than 53% of homes nearby

How 20 Water St ranks against every home in each area.
MeasureThis homeAdams 01220Berkshire County
Estimated valuepricier than$286,11360% of homes28% of homes
Price per ft²pricier than$16731% of homes14% of homes
Living areabigger than1,715 ft²62% of homes53% of homes
Lot sizebigger than0.37 ac66% of homes42% of homes
Year builtnewer than192053% of homes30% of homes

About 20 Water St

How much is 20 Water St, Adams, MA worth?

The TopHap Estimate for 20 Water St, Adams, MA is $286,113 as of Aug 30, 2026. The likely range is $267,188 to $305,038. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 Water St, Adams, MA?

20 Water St, Adams, MA has 3 bedrooms, 1 bathrooms, 1,715 square feet of living space and a 0.37-acre lot.

When was 20 Water St, Adams, MA built?

20 Water St, Adams, MA was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 20 Water St, Adams, MA?

20 Water St, Adams, MA is assigned to Hoosac Valley Elementary School (elementary), rated F; Hoosac Valley High School (high), rated D+; Hoosac Valley Middle School (middle), rated C-. All sit in Adams-Cheshire School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Water St, Adams, MA compare to other homes in Adams 01220?

Among the 2,825 homes in Adams 01220, it is worth more than 60% of them ($286,113 against a typical $268,115), its price per square foot is higher than 31% of them ($167 against a typical $194), it is bigger than 62% of them (1,715 ft² against a typical 1,516 ft²), its lot is bigger than 66% of them (0.37 ac against a typical 0.27 ac) and it is newer than 53% of them (1920 against a typical 1920). Measured against all of Berkshire County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Water St, Adams, MA?

The 2025 property tax bill for 20 Water St, Adams, MA was $4,205. The county assessed it at $247,200.

More homes on Water St

Closest homes

More homes in Adams 01220

Assigned schools

Explore the area

See this home in context

Open 20 Water St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map