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Single Family ResidenceResidential
$140,152$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20 WATER ST

CANDOR, NY 13743
3
Beds
1
Baths
1,444 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$140K
$124K low$156K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,416 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
71
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyTIOGA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.1.44
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Candor Junior-Senior High SchoolA-
Middle · Grades 7–12 · 0.2 mi
E
Candor Elementary SchoolD+
Elementary · Grades PK–6 · 0.3 mi

District: Candor Central School District

Neighborhood · ZIP 13743These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,813
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,881
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Tioga County
  • Costs less per square foot than 74% of homes in Tioga County
  • Older than 73% of homes in Tioga County

What homes are worth in Candor 13743

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$346K

This home is worth more than 35% of homes in Candor 13743.

How it measures up in Candor 13743

The dot is this home. The mark in the middle is the typical home in Candor 13743.

Estimated value$140,152
CheaperTypical $162,494Pricier

Pricier than 35% of homes nearby

Price per ft²$97
CheaperTypical $102Pricier

Pricier than 44% of homes nearby

Living area1,444 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 44% of homes nearby

Lot size1.44 ac
SmallerTypical 2 acBigger

Bigger than 44% of homes nearby

Year built1930
OlderTypical 1974Newer

Newer than 29% of homes nearby

How 20 Water St ranks against every home in each area.
MeasureThis homeCandor 13743Tioga County
Estimated valuepricier than$140,15235% of homes23% of homes
Price per ft²pricier than$9744% of homes26% of homes
Living areabigger than1,444 ft²44% of homes40% of homes
Lot sizebigger than1.44 ac44% of homes55% of homes
Year builtnewer than193029% of homes27% of homes

About 20 Water St

How much is 20 Water St, Candor, NY worth?

The TopHap Estimate for 20 Water St, Candor, NY is $140,152 as of Sep 24, 2026. The likely range is $124,307 to $155,997. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Water St, Candor, NY last sell?

20 Water St, Candor, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Water St, Candor, NY?

20 Water St, Candor, NY has 3 bedrooms, 1 bathrooms, 1,444 square feet of living space and a 1.44-acre lot.

When was 20 Water St, Candor, NY built?

20 Water St, Candor, NY was built in 1930, making it 96 years old. It is a traditional/old home. The building has 1 story.

What schools serve 20 Water St, Candor, NY?

20 Water St, Candor, NY is assigned to Candor Junior-Senior High School (middle), rated A-; Candor Elementary School (elementary), rated D+. All sit in Candor Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Water St, Candor, NY compare to other homes in Candor 13743?

Among the 1,454 homes in Candor 13743, it is worth more than 35% of them ($140,152 against a typical $162,494), its price per square foot is higher than 44% of them ($97 against a typical $102), it is bigger than 44% of them (1,444 ft² against a typical 1,524 ft²), its lot is bigger than 44% of them (1.44 ac against a typical 2 ac) and it is newer than 29% of them (1930 against a typical 1974). Measured against all of Tioga County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Water St, Candor, NY?

The 2025 property tax bill for 20 Water St, Candor, NY was $4,416. The county assessed it at $86,500.

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