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Single Family ResidentialResidential
$66,903$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $45,000 on Mar 11, 2024

20 WATER ST

LUDLOW, PA 16333
0
Baths
1,307 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1914
Year BuiltThe year the home was originally built, according to county records.

Valuation

$67K
$57K low$77K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Mar 11, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$993 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,690 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,410
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$26,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.121 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMCKEAN
Lot (acres)The size of the land the home sits on, from county records.0.61
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kane Area Elementary SchoolC+
Elementary · Grades KG–5 · 8.7 mi
M
Kane Area Middle SchoolC-
Middle · Grades 6–8 · 8.7 mi
H
Kane Area High SchoolB-
High · Grades 9–12 · 9.2 mi

District: Kane Area School District

Neighborhood · ZIP 16333These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.0
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,016
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,985
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in McKean County
  • Costs less per square foot than 82% of homes in McKean County
  • Has a bigger lot than 80% of homes in Ludlow 16333
  • Older than 80% of homes in McKean County

What homes are worth in Ludlow 16333

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$370K

This home is worth more than 27% of homes in Ludlow 16333.

How it measures up in Ludlow 16333

The dot is this home. The mark in the middle is the typical home in Ludlow 16333.

Estimated value$66,903
CheaperTypical $84,490Pricier

Pricier than 27% of homes nearby

Price per ft²$51
CheaperTypical $60Pricier

Pricier than 25% of homes nearby

Living area1,307 ft²
SmallerTypical 1,293 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.61 ac
SmallerTypical 0.35 acBigger

Bigger than 80% of homes nearby

Year built1914
OlderTypical 1920Newer

Newer than 31% of homes nearby

How 20 Water St ranks against every home in each area.
MeasureThis homeLudlow 16333McKean County
Estimated valuepricier than$66,90327% of homes17% of homes
Price per ft²pricier than$5125% of homes18% of homes
Living areabigger than1,307 ft²55% of homes48% of homes
Lot sizebigger than0.61 ac80% of homes55% of homes
Year builtnewer than191431% of homes20% of homes

About 20 Water St

How much is 20 Water St, Ludlow, PA worth?

The TopHap Estimate for 20 Water St, Ludlow, PA is $66,903 as of Oct 21, 2026. The likely range is $56,793 to $77,013. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Water St, Ludlow, PA last sell?

20 Water St, Ludlow, PA last sold on Mar 11, 2024 for $45,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Water St, Ludlow, PA?

20 Water St, Ludlow, PA has 1,307 square feet of living space and a 0.61-acre lot.

When was 20 Water St, Ludlow, PA built?

20 Water St, Ludlow, PA was built in 1914, making it 112 years old.

What schools serve 20 Water St, Ludlow, PA?

20 Water St, Ludlow, PA is assigned to Kane Area Elementary School (elementary), rated C+; Kane Area Middle School (middle), rated C-; Kane Area High School (high), rated B-. All sit in Kane Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Water St, Ludlow, PA compare to other homes in Ludlow 16333?

Among the 178 homes in Ludlow 16333, it is worth more than 27% of them ($66,903 against a typical $84,490), its price per square foot is higher than 25% of them ($51 against a typical $60), it is bigger than 55% of them (1,307 ft² against a typical 1,293 ft²), its lot is bigger than 80% of them (0.61 ac against a typical 0.35 ac) and it is newer than 31% of them (1914 against a typical 1920). Measured against all of McKean County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Water St, Ludlow, PA?

The 2026 property tax bill for 20 Water St, Ludlow, PA was $993. The county assessed it at $26,690.

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