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Single Family ResidentialResidential
$123,513$343 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 WATER ST

MILFORD, ME 04461
3
Beds
1
Baths
360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$124K
$71K low$176K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,669 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,360

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyPENOBSCOT
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Lewis S. Libby School
Elementary · Grades PK–8 · 0.3 mi

District: Milford

Neighborhood · ZIP 04461These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,182
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Penobscot County
  • Costs more per square foot than 93% of homes in Penobscot County
  • Among the smallest homes in Penobscot County
  • Among the smallest lots in Milford 04461
  • Older than 84% of homes in Milford 04461

What homes are worth in Milford 04461

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$423K

This home is worth more than 17% of homes in Milford 04461.

How it measures up in Milford 04461

The dot is this home. The mark in the middle is the typical home in Milford 04461.

Estimated value$123,513
CheaperTypical $205,603Pricier

Pricier than 17% of homes nearby

Price per ft²$343
CheaperTypical $235Pricier

Pricier than 86% of homes nearby

Living area360 ft²
SmallerTypical 1,008 ft²Bigger

Smaller than almost all homes nearby

Lot size0.13 ac
SmallerTypical 0.65 acBigger

Smaller than almost all homes nearby

Year built1920
OlderTypical 1980Newer

Newer than 16% of homes nearby

How 20 Water St ranks against every home in each area.
MeasureThis homeMilford 04461Penobscot County
Estimated valuepricier than$123,51317% of homes12% of homes
Price per ft²pricier than$34386% of homes93% of homes
Living areabigger than360 ft²almost no homesalmost no homes
Lot sizebigger than0.13 acalmost no homes5% of homes
Year builtnewer than192016% of homes24% of homes

About 20 Water St

How much is 20 Water St, Milford, ME worth?

The TopHap Estimate for 20 Water St, Milford, ME is $123,513 as of Aug 30, 2026. The likely range is $71,083 to $175,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Water St, Milford, ME last sell?

20 Water St, Milford, ME last sold on Mar 17, 2011, according to the county's recorded deed.

How big is 20 Water St, Milford, ME?

20 Water St, Milford, ME has 3 bedrooms, 1 bathrooms, 360 square feet of living space and a 0.13-acre lot.

When was 20 Water St, Milford, ME built?

20 Water St, Milford, ME was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 20 Water St, Milford, ME?

20 Water St, Milford, ME is assigned to Dr. Lewis S. Libby School (elementary). All sit in Milford. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Water St, Milford, ME compare to other homes in Milford 04461?

Among the 1,200 homes in Milford 04461, it is worth more than 17% of them ($123,513 against a typical $205,603), its price per square foot is higher than 86% of them ($343 against a typical $235), it is bigger than almost none of them (360 ft² against a typical 1,008 ft²), its lot is bigger than almost none of them (0.13 ac against a typical 0.65 ac) and it is newer than 16% of them (1920 against a typical 1980). Measured against all of Penobscot County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Water St, Milford, ME?

The 2025 property tax bill for 20 Water St, Milford, ME was $1,669. The county assessed it at $67,800.

More homes on Water St

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Assigned schools

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