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TownhouseResidential
$20,817$20 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 48How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

20 WATERCLIFF ST

LONACONING, MD 21539
2
Baths
1,036 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,990 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$21K
$10K low$32K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$153 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,067 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 84 ft²Porch · 84 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
George's Creek Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi
M
Westmar Middle SchoolC
Middle · Grades 6–8 · 0.9 mi
H
Mountain Ridge High SchoolB
High · Grades 9–12 · 6.4 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,363
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,411
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,156
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Watercliff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Allegany County
  • Among the lowest price per square foot in Allegany County
  • Smaller than 88% of homes in Lonaconing 21539
  • Has a smaller lot than 95% of homes in Lonaconing 21539
  • Older than 72% of homes in Allegany County

What homes are worth in Lonaconing 21539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$518K

This home is worth less than almost all homes in Lonaconing 21539.

How it measures up in Lonaconing 21539

The dot is this home. The mark in the middle is the typical home in Lonaconing 21539.

Estimated value$20,817
CheaperTypical $103,383Pricier

Cheaper than almost all homes nearby

Price per ft²$20
CheaperTypical $70Pricier

Pricier than 3% of homes nearby

Living area1,036 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 12% of homes nearby

Lot size3,990 ft²
SmallerTypical 0.34 acBigger

Bigger than 5% of homes nearby

Year built1920
OlderTypical 1925Newer

Newer than 44% of homes nearby

How 20 Watercliff St ranks against every home in each area.
MeasureThis homeLonaconing 21539Allegany County
Estimated valuepricier than$20,817almost no homesalmost no homes
Price per ft²pricier than$203% of homesalmost no homes
Living areabigger than1,036 ft²12% of homes17% of homes
Lot sizebigger than3,990 ft²5% of homes13% of homes
Year builtnewer than192044% of homes28% of homes

About 20 Watercliff St

How much is 20 Watercliff St, Lonaconing, MD worth?

The TopHap Estimate for 20 Watercliff St, Lonaconing, MD is $20,817 as of Sep 24, 2026. The likely range is $9,953 to $31,681. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Watercliff St, Lonaconing, MD last sell?

20 Watercliff St, Lonaconing, MD last sold on Aug 24, 2011, according to the county's recorded deed.

How big is 20 Watercliff St, Lonaconing, MD?

20 Watercliff St, Lonaconing, MD has 2 bathrooms, 1,036 square feet of living space and a 0.09-acre lot.

When was 20 Watercliff St, Lonaconing, MD built?

20 Watercliff St, Lonaconing, MD was built in 1920, making it 106 years old. It is a townhouse home. The building has 2 stories.

What schools serve 20 Watercliff St, Lonaconing, MD?

20 Watercliff St, Lonaconing, MD is assigned to George's Creek Elementary School (elementary), rated C; Westmar Middle School (middle), rated C; Mountain Ridge High School (high), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Watercliff St, Lonaconing, MD compare to other homes in Lonaconing 21539?

Among the 1,084 homes in Lonaconing 21539, it is worth more than almost none of them ($20,817 against a typical $103,383), its price per square foot is higher than 3% of them ($20 against a typical $70), it is bigger than 12% of them (1,036 ft² against a typical 1,560 ft²), its lot is bigger than 5% of them (3,990 ft² against a typical 0.34 ac) and it is newer than 44% of them (1920 against a typical 1925). Measured against all of Allegany County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Watercliff St, Lonaconing, MD?

The 2025 property tax bill for 20 Watercliff St, Lonaconing, MD was $153. The county assessed it at $15,067.

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