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Single Family ResidenceResidential
$315,000$374 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $300,000 on Oct 16, 2026

200 RIVER ROAD 2

BANNER ELK, NC 28604
2
Beds
1
Baths
843 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$315K
$245K low$385K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Oct 16, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$152,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$183,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyWATAUGA
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 298 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valle Crucis SchoolA-
Elementary · Grades PK–8 · 3.8 mi
H
Watauga High SchoolA-
High · Grades 9–12 · 8.4 mi

District: Watauga County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

200 River Road 2 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Watauga County
  • Costs more per square foot than 70% of homes in Watauga County
  • Smaller than 93% of homes in Watauga County
  • Has a smaller lot than 98% of homes in Banner Elk 28604
  • Older than 82% of homes in Banner Elk 28604

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$2.7M

This home is worth more than 33% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$315,000
CheaperTypical $461,146Pricier

Pricier than 33% of homes nearby

Price per ft²$374
CheaperTypical $314Pricier

Pricier than 67% of homes nearby

Living area843 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 9% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.72 acBigger

Bigger than 2% of homes nearby

Year built1972
OlderTypical 1988Newer

Newer than 18% of homes nearby

How 200 River Road 2 ranks against every home in each area.
MeasureThis homeBanner Elk 28604Watauga County
Estimated valuepricier than$315,00033% of homes19% of homes
Price per ft²pricier than$37467% of homes70% of homes
Living areabigger than843 ft²9% of homes7% of homes
Lot sizebigger than2,614 ft²2% of homes3% of homes
Year builtnewer than197218% of homes27% of homes

About 200 River Road 2

How much is 200 River Road 2, Banner Elk, NC worth?

The TopHap Estimate for 200 River Road 2, Banner Elk, NC is $315,000 as of Oct 21, 2026. The likely range is $245,075 to $384,925. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 200 River Road 2, Banner Elk, NC last sell?

200 River Road 2, Banner Elk, NC last sold on Oct 16, 2026 for $300,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 200 River Road 2, Banner Elk, NC?

200 River Road 2, Banner Elk, NC has 2 bedrooms, 1 bathrooms, 843 square feet of living space and a 0.06-acre lot.

When was 200 River Road 2, Banner Elk, NC built?

200 River Road 2, Banner Elk, NC was built in 1972, making it 54 years old. It is a contemporary home. The building has 1 story.

What schools serve 200 River Road 2, Banner Elk, NC?

200 River Road 2, Banner Elk, NC is assigned to Valle Crucis School (elementary), rated A-; Watauga High School (high), rated A-. All sit in Watauga County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 200 River Road 2, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,683 homes in Banner Elk 28604, it is worth more than 33% of them ($315,000 against a typical $461,146), its price per square foot is higher than 67% of them ($374 against a typical $314), it is bigger than 9% of them (843 ft² against a typical 1,680 ft²), its lot is bigger than 2% of them (2,614 ft² against a typical 0.72 ac) and it is newer than 18% of them (1972 against a typical 1988). Measured against all of Watauga County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Road 2

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